Credit union · NCUA insured
Fort Financial Credit Union Savings Rates
Fort Financial Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Fort Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Fort Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fort Financial Credit Union
0.30%APY
- Minimum
- $5
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
GreenWay Bank
4.25%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $425
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Fort Financial Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fort Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
Unlimited transactions, minimum $250 per transaction. Dividends calculated daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.30% | $30 |
| $25,000 – $49,999 | 0.60% | — |
| $50,000 – $100,000 | 1.00% | — |
| $100,000 and up | 1.25% | — |
Sources (1)
- fortfinancial.org/money-market-accounts · captured Oct 5, 2026
Prime Savings
0.05%APY
Required savings account that establishes membership at Fort Financial. $5 minimum balance required after account opening. Unlimited transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$5 minimum balance required after account opening.$50 and up | 0.05% | $5 | $5 minimum balance required after account opening. |
Sources (3)
All captured Oct 5, 2026
Special Savings
0.05%APY
Save money for a specific purpose. Unlimited transactions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.05% | $5 |
Special-purpose accounts
Coverdell Education Savings Account
0.50%APY
Distributions are tax-free as long as they are used for qualified education expenses before the owner reaches the age of 30. Contributions are not tax deductible.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.50% | $50 |
Sources (3)
- fortfinancial.org/youth-accounts
- fortfinancial.org/coverdell-education-savings-accounts
- fortfinancial.org/rates
All captured Oct 5, 2026
IRA Shares
0.50%APY
Traditional and Roth IRA savings shares.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upTraditional and Roth IRA shares.$1 and up | 0.50% | $50 | Traditional and Roth IRA shares. |
Sources (1)
- fortfinancial.org/rates · captured Oct 5, 2026
Christmas Club
0.05%APY
Funds are automatically transferred to your regular savings accounts on November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upFunds are automatically transferred to regular savings accounts on November 1st.$50 and up | 0.05% | $5 | Funds are automatically transferred to regular savings accounts on November 1st. |
HSA Savings
0.05%APY
Required unless regular Prime Savings is also opened. Withdrawals and transfers made according to IRS guidelines; contribution limits determined by IRS annual limits. Consult a tax advisor for tax implications.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.05% | $5 |
Vacation Club
0.05%APY
Funds are automatically transferred to your regular savings accounts on June 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upFunds are automatically transferred to regular savings accounts on June 1st.$50 and up | 0.05% | $5 | Funds are automatically transferred to regular savings accounts on June 1st. |
Who can join Fort Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible if you live, work, worship, attend school or have a business in one of Fort Financial's community charters, including Fort Wayne, Indiana, or Corinth, Mississippi and surrounding counties.
Employers and groups
- Eligible if you are a member of the Financial Fitness Association.
- Eligible if you work for one of the credit union's Select Employer Groups (SEG).
Family and household
- Eligible if you have an eligible family member who is already a member.
Membership information collected October 5, 2026.