Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Iowa
- Community State BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.10%–0.15% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No monthly service fee for maintaining account. Compounded monthly. Interest rate may change after account is opened. Transfers limited to 6 per month statement cycle with no more than 3 by check, draft, or similar order.
Offer: Interest rate earned will be adjusted to the Passbook Savings account rate if average daily balance falls below $1,000.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Sep 22, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Over $0 0.10% $1,000 and upYour amountMinimum to obtain APY is $1,000. 0.15% Rate checked
More details - 0.11%APY$11 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Gold Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid monthly. NCUA insured up to $250,000 with additional excess insurance up to $250,000.
Offer: Dividends paid monthly. Minimum deposit required for membership.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Tiered account: if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account. No monthly fees.
Effective Aug 12, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $99 0.10% $100 – $9,999 0.10% $10,000 – $14,999Your amount 0.10% $15,000 – $24,999 0.10% $25,000 – $99,999 3.00% $100,000 – $249,999 3.00% $250,000 – $999,999 3.00% $1,000,000 and up 3.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance fee of $5.00 will be imposed if the average monthly balance falls below $25.00. Earns interest on daily balance and receives quarterly statement.
Offer: A minimum balance fee of $5.00 is imposed every month the average monthly balance falls below $25.00.
0.10% interest rate · $5 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For customers seeking an easy, fee-free way to save. No monthly fee. No minimum opening deposit. No minimum balance requirement. ChexSystems reports may be pulled for new customers.
Offer: Interest rates may change after account is open. Fees could reduce earnings. APY is based on quarterly compounding. ChexSystems reports may be pulled for new customers.
0.10% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: A special savings option to go with UI Employee Advantage Checking Account. Limit of one UI Employee Advantage account type per individual. If direct deposit from the University of Iowa is discontinued, the account converts to Regular Savings. Free ATM transactions (non-Hills Bank ATM owner may surcharge). 0.25% consumer loan discount – one time use (not valid for home equity products). Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online, telephone, check, draft, debit card, or similar order to third parties.
Offer: Earns variable interest. APY is based on monthly compounding. No service fee.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Sep 11, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest paid quarterly; statement mailed semiannually. Interest rate and annual percentage yield may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. If account is inactive for one year and balance is under $50, a $2.50 quarterly dormant fee is assessed.
0.10% interest rate · Effective Jul 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate compounded daily and paid quarterly. Monthly statement if EFT activity, otherwise quarterly. Minimum daily balance to obtain APY.
Offer: Variable rate account; interest rates and APYs may change after account is opened. Minimum daily balance of $0.00 to obtain APY. Fees could reduce earnings.
0.10% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening a Share Savings account requires a minimum $5 deposit to establish membership and ownership.
0.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account.
Offer: $50 minimum balance to earn interest
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account. Minimum $5 share deposit to establish membership.
Offer: Minimum $5 balance to open; on all balances over $50.
No monthly fee
Rate checked
More details - DuTrac Community Credit UnionShare Savings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 14 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply. Minimum balance of $100 to receive APY does not apply to members under age 18. Rate may change after account opening.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY does not apply to members under age 18.
0.05% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - DuTrac Community Credit UnionSub-Share AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 14 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly based on average daily balance. Account transfer limitations apply.
Offer: Dividends paid quarterly on average daily balance. Minimum balance of $100 to receive APY.
0.05% interest rate
Rate by balance
Rate by balance for Sub-Share Account Balance APY $100 – $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required account to establish credit union membership. Earn dividends on balances of $25 or more.
Offer: Earn dividends on balances of $25 or more
Effective Oct 12, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch