Credit union · NCUA insured
Fox Valley Credit Union Savings Rates
Top CarrotFox Valley Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Fox Valley Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Fox Valley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fox Valley Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Fox Valley Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.31%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fox Valley Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
Dividends are paid monthly and a minimum balance of $1,000 is required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Dividends Paid Monthly | 1.00% | $100 | Dividends Paid Monthly |
| $10,001 – $20,000Dividends Paid Monthly | 1.11% | — | Dividends Paid Monthly |
| $20,001 – $50,000Dividends Paid Monthly | 1.21% | — | Dividends Paid Monthly |
| $50,001 – $100,000Dividends Paid Monthly | 1.31% | — | Dividends Paid Monthly |
| $100,001 and upDividends Paid Monthly | 1.41% | — | Dividends Paid Monthly |
Sources (2)
All captured Oct 6, 2026
Regular Share Savings
0.10%APY
Dividends paid monthly. NCUA insured up to $250,000 with additional excess insurance up to $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly. Minimum deposit required for membership.Any balance | 0.10% | $10 | Dividends paid monthly. Minimum deposit required for membership. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Savings
2.02%APY
Dividends paid monthly. No monthly fees. Available as Traditional IRA, Roth IRA, and Coverdell Education IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly. No monthly fees.Any balance | 2.02% | $202 | Dividends paid monthly. No monthly fees. |
Sources (2)
All captured Oct 16, 2026
Christmas Savings & Club Accounts
1.00%APY
This special savings pays out the first week of November and is transferred automatically to Regular Savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (1)
- foxvalleycu.com/rates/share-rates · captured Oct 16, 2026
Who can join Fox Valley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Aurora, Montgomery, or Kendall County.
Employers and groups
- Membership is open to employees of several Select Employer Groups (SEGs), including Burlington Northern Santa-Fe Railway and The Dial Corporation (and their affiliates).
Family and household
- Family members (defined as mother, father, brother, sister, children) of members can join even if living outside the area.
Cost to join
- An initial and minimum share deposit into a savings account is required for membership.
Membership information collected October 5, 2026.