Bank · FDIC insured
Community State Bank Savings Rates
Community State Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Community State Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where Community State Bank has the most branches. $10,000, best rate first.
This bank’s best
Community State Bank
0.15%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $15
Money Market Savings
Top rate
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Community State Bank savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
Up to 0.15%APY
No monthly service fee for maintaining account. Compounded monthly. Interest rate may change after account is opened. Transfers limited to 6 per month statement cycle with no more than 3 by check, draft, or similar order.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest rate earned will be adjusted to the Passbook Savings account rate if average daily balance falls below $1,000. | 0.10% | $10 | Interest rate earned will be adjusted to the Passbook Savings account rate if average daily balance falls below $1,000. |
| $1,000 and upMinimum to obtain APY is $1,000. | 0.15% | $15 | Minimum to obtain APY is $1,000. |
Passbook Savings
0.10%APY
Interest credited semi-annually; rate may change after account is opened. Telephone transfers to another account or third parties limited to 6 per month with no transfers by check, draft, debit card, or similar order.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.10% | $10 |
Special-purpose accounts
IRA
2.78%APY
Offers traditional IRAs, Roth IRAs, and SEPs. Interest compounded quarterly. Substantial penalty will be imposed for early withdrawals. Bank neither solicits nor accepts out of state commercial deposits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest rate is equivalent to the rate paid on the longest certificate of deposit offered by Community State Bank.Any balance | 2.78% | $278 | Interest rate is equivalent to the rate paid on the longest certificate of deposit offered by Community State Bank. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.