Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Florida
- 0.25%APY$25 a year on $10,000
Requirements
Offer: $100 Average Daily Balance required to earn dividend. Dividends paid monthly.
0.25% interest rate · Effective Nov 19, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Each member must maintain a Savings Account with a minimum balance of $50 to establish and keep membership with SUMA FCU. Unlimited deposits and withdrawals.
Offer: No penalty for early withdrawal.
0.25% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a Membership Savings Account to be established prior to opening.
Offer: Dividends compounded monthly and credited monthly.
Compounded monthly · Effective Mar 18, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Your Suncoast membership starts with this share savings account. Must maintain a balance of $5 to stay a member.
Offer: Dividends compounded monthly and credited monthly.
Compounded monthly · Effective Mar 18, 2024
Rate checked
More details - Suncoast Credit UnionHigh Yield Savings AccountSavings · $0 min · 0.25%–4.50% by balance
Credit union · 79 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: High Yield Checking account required. Must deposit $2,000 in aggregate monthly to High Yield Checking or High Yield Savings (excluding internal transfers) to qualify for the high yield rate.
Offer: Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings.
Qualified rate · No monthly fee · Effective Mar 4, 2025
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $500 4.50% Over $500Your amount 0.25% Rate checked
More details - Innovations Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–2.40% by balance
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates are variable and subject to change monthly. Accurate as of the last dividend date. Fees may reduce earnings. Up to $500,000 combined federal (NCUA) and private share savings deposit insurance available.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 0.25% $100,000 and up 1.00% $250,000 and up 2.40% Rate checked
More details - Florida Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.02%–1.00% by balance
Credit union · 13 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest compounded monthly; Dividend credited monthly. No monthly maintenance fee.
Offer: Interest compounded monthly; Dividend credited monthly. No monthly fee.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $40,000 0.45% $40,000 – $100,000 0.55% $100,000 – $2,000,000 0.75% $2,000,000 – $5,000,000 1.00% $5,000,000 and up 0.02% Rate checked
More details - Achieva Credit UnionAchieva Consumer Premium SavingsSavings · $1 min · 0.25%–1.50% by balance
Credit union · 28 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening balance as low as $1. No minimum or maximum balance. Variable rate.
0.25% interest rate
Rate by balance
Rate by balance for Achieva Consumer Premium Savings Balance APY Up to $50,000Your amount 0.25% $50,000 – $100,000 0.50% $100,000 – $250,000 1.35% $250,000 and up 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are calculated on the daily balance and paid at the end of each month. Rate may change after account is opened. Fees may reduce earnings.
Offer: $100 minimum. Rate may change after account is opened. Fees may reduce earnings. Dividends calculated on daily balance and paid at end of each month.
Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Variable rate subject to change without notice after opening. Minimum balance of $5 required.
0.25% interest rate · Effective Oct 1, 2021
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Links to High Yield Checking or Free Rewards Checking. Automatic transfer of checking rewards.
Offer: Base rate applied to entire daily balance when linked checking account qualifications are not met.
Qualified rate · 0.25% interest rate · Effective Mar 29, 2023
Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends computed on the average daily balance with quarterly posting and compounding. Establishes and maintains credit union membership.
Offer: Minimum balance to maintain membership is $25.00; minimum average daily balance to earn dividends is $500.00.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Allows separating funds from regular share savings account for specific purposes.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Effective Mar 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishing membership with Alabama Credit Union. Electronic or automatic withdrawals and transfers are limited to six per month. Dividends calculated on daily balances, credited and compounded quarterly.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Compounded quarterly · Effective Mar 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
554 accounts at 207 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.08%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch