Credit union · NCUA insured
Alabama Credit Union
A $2.1B credit union, the 260th largest of 4,329, headquartered in Tuscaloosa, AL, with 152,671 members and 39 branches in 2 states. Best rates: savings 0.25% APY.
Alabama Credit Union Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#6 of 16 in Tuscaloosa, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alabama Credit Union
Founded in 1956 to serve The University of Alabama community, Alabama Credit Union is a member-owned financial cooperative serving members across Alabama and North Florida.
- Headquarters
- 909 Anna Ave, Tuscaloosa, AL 35401
- NCUA charter
- 60823
Branches
39 branches in 2 states
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Alabama
38 branches
Tuscaloosa area · 12
- Administration BuildingMain office909 Anna Ave, Tuscaloosa, AL 35401Directions
- Huntington Branch4600 Rose Blvd, Northport, AL 35475Directions
- Northport Branch3913 McFarland Blvd, Northport, AL 35476Directions
- Downtown Branch1100 Almon Ave, Tuscaloosa, AL 35401Directions
- Five Points Branch4239 University Blvd E, Tuscaloosa, AL 35404Directions
- Hillcrest Branch915 Mally St, Tuscaloosa, AL 35405Directions
- Indian Hills Branch1515 McFarland Blvd N, Tuscaloosa, AL 35406Directions
- Main Branch401 University Blvd, Tuscaloosa, AL 35401Directions
- North River Branch1805 New Watermelon Rd, Tuscaloosa, AL 35406Directions
- Skyland Branch2925 Skyland Blvd E, Tuscaloosa, AL 35405Directions
- UA Student Center751 Campus Dr W, Ste 2635, Tuscaloosa, AL 35401Directions
- Vance Office1 Mercedes Dr, C/O Mbusi, Vance, AL 35490Directions
Daphne area · 6
- Daphne Branch28509 US Highway 98, Daphne, AL 36526Directions
- Fairhope111 Baldwin Sq, Fairhope, AL 36532Directions
- Foley Branch211 E Laurel Ave, Foley, AL 36535Directions
- Gulf Shores Branch1700 Gulf Shores Pkwy, Gulf Shores, AL 36542Directions
- Loxley Branch2121 S Hickory St, Loxley, AL 36551Directions
- Orange Beach Branch24254 Canal Rd, Orange Beach, AL 36561Directions
Huntsville area · 5
- Huntsville Branch851 John Wright Dr, UAH Campus, Huntsville, AL 35899Directions
- Hwy 72 Madison1415 Paramount Dr, Huntsville, AL 35806Directions
- South Huntsville Branch901 Airport Rd SW, Huntsville, AL 35802Directions
- County Line Branch100 New Bristol Lane, Madison, AL 35756Directions
- Greenbrier8414 Greenbrier Pkwy NW, Madison, AL 35756Directions
Birmingham area · 4
- Downtown Birmingham Post Office351 24th St N, Birmingham, AL 35203Directions
- Hoover Branch1604 Montgomery Hwy, Hoover, AL 35216Directions
- Valleydale2675 Valleydale Rd, Hoover, AL 35244Directions
- Jasper Branch301 3rd Ave S, Jasper, AL 35501Directions
Mobile area · 4
- Airbus320 Airbus Way, Mobile, AL 36615Directions
- Austal Branch202 Addsco Rd, Mobile, AL 36602Directions
- Shoreline Branch901 Spring Hill Ave, Mobile, AL 36604Directions
- West Mobile Branch7790 Cottage Hill Rd, Mobile, AL 36695Directions
Cullman area · 2
- Cullman Branch1901 Main Ave SW, Cullman, AL 35055Directions
- Cullman North Branch3101 Hwy 157, Cullman, AL 35058Directions
Decatur area · 1
- Decatur Branch2216 6th Ave SE, Decatur, AL 35601Directions
Fayette area · 1
- Fayette Branch2305 Temple Ave N, Fayette, AL 35555Directions
Kennedy area · 1
- Kennedy Branch17939 Hwy 96, Kennedy, AL 35574Directions
Monroeville area · 1
- Alabama River Branch3365 S Alabama Ave, Monroeville, AL 36460Directions
Vernon area · 1
- Vernon Branch44984 Highway 17, Vernon, AL 35592Directions
Florida
1 branch
- Perdido Key Branch13039 Sorrento Rd, Pensacola, FL 32507Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.91% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.80% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.37% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio9.91%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.80%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alabama Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.