Credit union · NCUA insured
Harvesters Credit Union
A $312.8M credit union headquartered in Cantonment, FL, with 34,149 members and 8 branches in Florida. Best rates: CDs 3.82% and savings 0.25% APY.
Harvesters Credit Union Carrot Score
70
Carrot Score
Higher than 25% of U.S. banks and credit unions
#15 of 18 in Pensacola, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Harvesters Credit Union
Founded in 1948, Harvesters Credit Union was established to serve the employees of International Paper’s Pensacola Mill and their families.
Today, the credit union is owned by more than 30,000 Floridians.
- Headquarters
- 480 S Highway 29, Cantonment, FL 32533-6406
- NCUA charter
- 24967
Branches
8 branches in Florida
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Florida
8 branches
- Corporate OfficeMain office480 S Highway 29, Cantonment, FL 32533Directions
- Cantonment Branch400 S Highway 29, Cantonment, FL 32533Directions
- ECCO Branch4644 E Spencer Field Rd, Milton, FL 32571Directions
- Pace Branch4487 Highway 90, Pace, FL 32571Directions
- Baptist Campus Branch1990 N E St, Pensacola, FL 32501Directions
- Blue Angel Crossing9285 W Highway 98, Pensacola, FL 32506Directions
- Cordova Branch4710 Bayou Blvd, Pensacola, FL 32503Directions
- Nine Mile Road Branch1350 W Nine Mile Rd, Pensacola, FL 32534Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.42% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.83% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.91% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio9.42%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.83%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.91%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Harvesters Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.