Credit union · NCUA insured
Harvesters Credit Union Savings Rates
Harvesters Credit Union’s best savings rate is 0.25% APY on $10,000, with its Thrifty Members Account. Rates checked October 15, 2026.
How Harvesters Credit Union’s savings rates compare
Compared with banks and credit unions near Pensacola, FL, where Harvesters Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Harvesters Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $200
Free Saver Account
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Harvesters Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Harvesters Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Saver Account
Up to 2.00%APY
Links to High Yield Checking or Free Rewards Checking. Automatic transfer of checking rewards.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Qualifications met during Monthly Qualification Cycle (at least 12 debit card purchases and at least 1 ACH credit or ACH payment transaction posting/settling to linked High Yield Checking or Free Rewards Checking). | 2.00% | $200 | Qualifications met during Monthly Qualification Cycle (at least 12 debit card purchases and at least 1 ACH credit or ACH payment transaction posting/settling to linked High Yield Checking or Free Rewards Checking). |
| Any balanceBase rate applied to entire daily balance when linked checking account qualifications are not met. | 0.25% | $25 | Base rate applied to entire daily balance when linked checking account qualifications are not met. |
| $100,000 and upApplies to the portion of daily balance over $100,000.00 when qualifications are met, resulting in a blended APY range from 2.00% to 1.12%. | 0.25% | — | Applies to the portion of daily balance over $100,000.00 when qualifications are met, resulting in a blended APY range from 2.00% to 1.12%. |
Thrifty Members Account
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate subject to change without notice after opening. Minimum balance of $5 required.$5 and up | 0.25% | $25 | Variable rate subject to change without notice after opening. Minimum balance of $5 required. |
Sources (2)
All captured Oct 5, 2026
Who can join Harvesters Credit Union
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