Alabama Credit Union Savings & Money Market Rates

How Alabama Credit Union’s savings rates compare

Compared with banks and credit unions near Tuscaloosa, AL, where Alabama Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Alabama Credit Union
0.25%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$25
Special Savings
Top rate
SmartBank
4.00%APY
Requires
None
Minimum
$2,500
Earns on $10,000 a year
$400
SmartBank rates
2nd-highest rate
FirstBank
3.40%APY
Requires
Another account
Minimum
$50
Earns on $10,000 a year
$340
FirstBank rates

Compare savings rates near you →

Savings score

Higher than 29% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.25%
$10,000 balance$10,0000.25%
$100,000 balance$100,0000.25%
QualifiedQualified0.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Alabama Credit Union ranks

By savings score, in each area where it has branches

And 4 more areas →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Savings

0.25%APY

Establishing membership with Alabama Credit Union. Electronic or automatic withdrawals and transfers are limited to six per month. Dividends calculated on daily balances, credited and compounded quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upQuarterly Dividend Compounded$5 and up	0.25%	$25	Quarterly Dividend Compounded

Sources (1)

alabamacu.com/savings/savings-accounts · captured Sep 19, 2026

Special Savings

0.25%APY

Allows separating funds from regular share savings account for specific purposes.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceQuarterly Dividend CompoundedAny balance	0.25%	$25	Quarterly Dividend Compounded

Sources (1)

alabamacu.com/savings/savings-accounts · captured Sep 19, 2026

Special-purpose accounts

Holiday Club

0.25%APYClub

In November, balance is deposited into savings or checking account. Must resume regular deposits by May 1 to avoid having to visit a branch to reopen.