Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Colorado
- Options Credit UnionHigh-Yield Options AccountSavings · $5,000 min · 1.00%–2.25% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Variable rate account. Minimum balance of $5,000 required to open and earn; APY will be 0% if balance falls below $5,000. Maximum account balance is $250,000. One fee-free withdrawal or transfer allowed per month; fee applies if more than one withdrawal or transfer occurs per month. Compounds monthly.
Offer: Tier 1 rate. Minimum balance to open and earn is $5,000. APY is 0% if balance falls below $5,000. One withdrawal/transfer per month without fee.
1.00% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for High-Yield Options Account Balance APY $5,000 – $10,000 1.00% $10,000 – $25,000Your amountTier 2 rate. 1.20% $25,000 – $45,000Tier 3 rate. 1.25% $45,000 – $100,000Tier 4 rate. 1.75% $100,000 – $250,000Tier 5 rate. 2.25% Rate checked
More details - Options Credit UnionHigh-Yield Options AccountHigh-Yield Options Account · $5,000 min · 1.00%–2.25% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Variable rate account, with a minimum balance of $5,000 required to open and earn. If the account falls below the minimum balance requirement the APY will be 0%. Compounds monthly. Options accounts will be imposed a fee if more than one (1) withdrawal or transfer occurs per month. This account is limited to a maximum account balance of $250,000. Fees may reduce earnings.
Offer: Tier 1. Variable rate account, with a minimum balance of $5,000 required to open and earn. If the account falls below the minimum balance requirement the APY will be 0%. Compounds monthly. Options accounts will be imposed a fee if more than one (1) withdrawal or transfer occurs per month. Limited to a maximum account balance of $250,000.
1.00% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for High-Yield Options Account Balance APY $5,000 – $10,000 1.00% $10,000 – $25,000Your amountTier 2. 1.20% $25,000 – $45,000Tier 3. 1.25% $45,000 – $100,000Tier 4. 1.75% $100,000 – $250,000Tier 5. 2.25% Rate checked
More details - Canvas Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 1.15%–1.50% by balance
Credit union · 36 branches
1.15%APY$115 a year on $10,000Requirements
Product: Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. If the account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
Offer: Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. $10,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.
1.14% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $25,000Your amount 1.15% $25,000 – $50,000 1.20% $50,000 – $100,000 1.30% $100,000 and up 1.50% Rate checked
More details - Denver Fire Department Federal Credit UnionTiered Money MarketTiered Money Market · $0 min · 0.10%–3.00% by balance
Credit union · 2 branches
1.15%APY$115 a year on $10,000Requirements
Product: Pay no monthly or annual fees. You may make up to six (6) withdrawals or transfers out of the account every month. Receive greater earnings the greater your balance is.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $4,999 0.10% $5,000 – $49,999Your amount 1.15% $50,000 – $99,999 1.95% $100,000 and up 3.00% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Metrum Community Credit UnionMoney Market Savings AccountMoney Market Savings Account · $500 min · 1.00%–1.55% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Interest is paid monthly. If the account drops below the required minimum balance, interest will not be earned for that day or days until the minimum balance is maintained. There are no fees or penalties for falling below the minimum balance.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $500 and up 1.00% $2,500 and up 1.11% $10,000 and upYour amount 1.15% $25,000 and up 1.25% $50,000 and up 1.50% $100,000 and up 1.55% Rate checked
More details - Yampa Valley BankPremier Money MarketPremier Money Market · $2,000 min · 1.05%–3.10% by balance
Bank · 2 branches
1.05%APY$105 a year on $10,000Requirements
Product: Variable rate; rates are subject to change after account opening.
1.04% interest rate
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $100,000Your amount 1.05% $100,000 – $200,000 2.65% $200,000 – $500,000 2.80% $500,000 and up 3.10% Rate checked
More details - Elevations Credit UnionFlex Tier Money MarketFlex Tier Money Market · $0 min · 0.10%–3.00% by balance
Credit union · 14 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership eligibility and one-time $5 membership fee required at account opening. No monthly maintenance fees. If minimum balance falls below required amount, account does not earn interest. Check writing capabilities available. Automatic movement of funds into next interest rate tier. Debit cards are not issued for money market accounts.
0.10% interest rate · No monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for Flex Tier Money Market Balance APY Up to $2,000 0.10% $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $75,000 2.00% $75,000 – $100,000 2.00% $100,000 – $200,000 2.00% $200,000 and up 3.00% Rate checked
More details - Zing Credit UnionTiered Money MarketTiered Money Market · $2,000 min · 1.00%–2.10% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance of $2,000 required. Variable rate account; interest calculated by daily balance method and compounded/credited monthly. NCUA insured up to $250,000.
1.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,000 – $20,000Your amount 1.00% $20,000 – $74,500 1.50% $75,000 – $250,000 1.90% $250,000 and up 2.10% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest is compounded and credited monthly. Average daily balance method used.
Offer: If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
1.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Columbine FCUMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.35% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $20,000Your amount 1.00% $20,000 – $50,000 1.20% $50,000 and up 1.35% Rate checked
More details - Credit Union of ColoradoMoney Market PlusMoney Market Plus · $1,000 min · 0.75%–2.75% by balance
Credit union · 19 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly. A $10.00 fee is charged and no interest/dividends accrue for any day the balance falls below $1,000. Account is limited to 3 debit transactions per calendar month (excess debit transactions incur a $15 fee each; exceeding 3 debit transactions per month three times within a year may result in account closure).
Offer: Minimum balance to earn stated APY is $1,000.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,000 – $9,999 0.75% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.25% $50,000 – $99,999 1.75% $100,000 – $249,999 2.75% $250,000 and up 2.75% Rate checked
More details - The Dolores State BankMomentum Money Market AccountMomentum Money Market Account · $1,000 min · 0.40%–3.82% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Service charge waived if average balance is above $1,000. A service charge of $10 is allocated monthly when opted into eStatements, $12 with printed statements. Up to six withdrawals or transfers per statement cycle; $5 per withdrawal thereafter. Interest rate will change at the bank's discretion due to market conditions.
Offer: Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements.
0.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Momentum Money Market Account Balance APY Up to $2,500 0.40% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.51% $100,000 – $250,000 2.02% $250,000 and up 3.82% Rate checked
More details - SPACE AGEMaximum Money Market AccountMaximum Money Market Account · $10,000 min · 0.00%–0.95% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $10,000 required to earn stated dividends; if balance falls below minimum, dividend rate is paid at 1% below the Share account rate.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Maximum Money Market Account Balance APY Up to $9,999 0.00% $10,000 – $24,999Your amount 0.90% $25,000 and up 0.95% Rate checked
More details - Power Credit UnionMoney MarketMoney Market · $1,000 min · 0.75%–1.51% by balance
Credit union · 7 branches
0.90%APY$90 a year on $10,000Requirements
Product: 6 free withdrawals per month; $25 fee for each additional withdrawal.
0.75% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.75% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 0.90% $50,000 – $100,000 1.16% $100,000 and up 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches