Credit union · NCUA insured
Denver Fire Department Federal Credit Union Savings Rates
Denver Fire Department Federal Credit Union’s best savings rate is 1.15% APY on $10,000, with its Tiered Money Market. Rates checked October 22, 2026.
How Denver Fire Department Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Denver Fire Department Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Denver Fire Department Federal Credit Union
1.15%APY
- Requires
- None
- Earns on $10,000 a year
- $115
Tiered Money Market
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Earns on $10,000 a year
- $434
Denver Fire Department Federal Credit Union savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.15%
- $100,000 balance$100,0003.00%
- QualifiedQualified1.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Denver Fire Department Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Tiered Money Market
1.15%APY
Pay no monthly or annual fees. You may make up to six (6) withdrawals or transfers out of the account every month. Receive greater earnings the greater your balance is.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.10% | — |
| $5,000 – $49,999 | 1.15% | $115 |
| $50,000 – $99,999 | 1.95% | — |
| $100,000 and up | 3.00% | — |
Share Savings
0.10%APY
Your ownership "share" of DFDFCU begins when you open a share/savings account and deposit a minimum of $25.00. Dividend earnings are determined using the average daily balance method compounding and crediting monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
Cash Custody Savings Account
2.70%APY
Requires a Cash Custodial Agreement with DFDFCU. Additional Terms and Conditions apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires a Cash Custodial Agreement with DFDFCU.Any balance | 2.70% | $270 | Requires a Cash Custodial Agreement with DFDFCU. |
Sources (1)
- dfdfcu.com/Deposit-Rates · captured Oct 15, 2026
HSA Share
1.66%APY
No account set-up fee or monthly fee. Requires coverage under an HSA-compatible High Deductible Health Plan (HDHP).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.60% | — |
| $5,000 – $9,999 | 1.36% | — |
| $10,000 and up | 1.66% | $166 |
IRA Share
0.25%APY
Dividends paid monthly on the IRA Share Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Who can join Denver Fire Department Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.