Bank · FDIC insured
The Dolores State Bank Savings Rates
The Dolores State Bank’s best savings rate is 1.00% APY on $10,000, with its Momentum Money Market Account. Rates checked October 22, 2026.
How The Dolores State Bank’s savings rates compare
Compared with banks and credit unions in Colorado, where The Dolores State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Dolores State Bank
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Momentum Money Market Account
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
The Dolores State Bank savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Dolores State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Momentum Money Market Account
1.00%APY
Service charge waived if average balance is above $1,000. A service charge of $10 is allocated monthly when opted into eStatements, $12 with printed statements. Up to six withdrawals or transfers per statement cycle; $5 per withdrawal thereafter. Interest rate will change at the bank's discretion due to market conditions.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. | 0.40% | — | Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. |
| $2,500 – $50,000Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. | 1.00% | $100 | Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. |
| $50,000 – $100,000Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. | 1.51% | — | Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. |
| $100,000 – $250,000Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. | 2.02% | — | Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. |
| $250,000 and upService charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. | 3.82% | — | Service charge waived if average balance is above $1,000; $10/mo with eStatements, $12/mo with printed statements. |
Sources (3)
All captured Sep 17, 2026
Regular Savings
0.20%APY
Available to individuals or businesses. Interest rate will change at the bank's discretion due to market conditions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upInterest compounded and credited quarterly. If average quarterly balance drops below $5, the account incurs a $1 service charge per quarter.$5 and up | 0.20% | $20 | Interest compounded and credited quarterly. If average quarterly balance drops below $5, the account incurs a $1 service charge per quarter. |
Sources (3)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.