Credit union · NCUA insured
Metrum Community Credit Union Savings Rates
Top CarrotMetrum Community Credit Union’s best savings rate is 1.15% APY on $10,000, with its Money Market Savings Account. Rates checked October 22, 2026.
How Metrum Community Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Metrum Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Metrum Community Credit Union
1.15%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $115
Money Market Savings Account
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Metrum Community Credit Union savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.15%
- $100,000 balance$100,0001.55%
- QualifiedQualified1.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metrum Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Swipe & Save
4.00%APY
Debit card round-up savings account. Interest paid quarterly. Swipe & Save transfers are the only deposits allowed. One free withdrawal allowed per month; each withdrawal after will be assessed a $10.00 fee. Earns current 6-month CD rate on balances $25.00 up to $1,999.99; balances $2,000 and above receive current base share rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarns rate on qualifying balances from $25.00 to $1,999.99; balances $2,000 and above receive base share rate.$25 and up | 4.00% | $400 | Earns rate on qualifying balances from $25.00 to $1,999.99; balances $2,000 and above receive base share rate. |
Money Market Savings Account
Up to 1.15%APY
Interest is paid monthly. If the account drops below the required minimum balance, interest will not be earned for that day or days until the minimum balance is maintained. There are no fees or penalties for falling below the minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 1.00% | $100 |
| $2,500 and up | 1.11% | $111 |
| $10,000 and up | 1.15% | $115 |
| $25,000 and up | 1.25% | — |
| $50,000 and up | 1.50% | — |
| $100,000 and up | 1.55% | — |
Sources (4)
- metrumcu.org/save
- metrumcu.org/knowledge-base/money-market-savings
- metrumcu.org/money-market
- metrumcu.org/rates
All captured Oct 4, 2026
Other Savings
0.10%APY
Once a Base Share Savings (000) is set up, up to three additional convenience savings accounts can be opened. Each requires a $5.00 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (2)
All captured Oct 22, 2026
Regular Share Savings
0.10%APY
To maintain membership in the Credit Union, a $25.00 minimum is required to remain in this account. Dividends are declared and paid at the end of each quarter (account holders 17 years and younger begin earning dividends at $25).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid on balances above $100 (account holders 17 years and younger begin earning dividends at $25). APY may change after account is opened. Fees may reduce earnings.$100 and up | 0.10% | $10 | Dividends paid on balances above $100 (account holders 17 years and younger begin earning dividends at $25). APY may change after account is opened. Fees may reduce earnings. |
Special-purpose accounts
IRA Savings
Up to 1.15%APY
Requires contacting a Member Service Rep directly to open. Minimum initial deposit of $100 to open. Interest is paid quarterly. Pays a progressively higher rate on increasing balances.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $100 and up$100 to open | 0.10% | $100 | $10 |
| $500 and up$500 to open | 1.00% | $500 | $100 |
| $2,500 and up$500 to open | 1.11% | $500 | $111 |
| $10,000 and up$500 to open | 1.15% | $500 | $115 |
| $25,000 and up$500 to open | 1.25% | $500 | — |
| $50,000 and up$500 to open | 1.50% | $500 | — |
| $100,000 and up$500 to open | 1.55% | $500 | — |
Sources (4)
- metrumcu.org/save
- metrumcu.org/iras
- metrumcu.org/knowledge-base/convenience-savings-accounts
- metrumcu.org/rates
All captured Oct 22, 2026
Holiday Club Savings
0.10%APY
Requires a $5.00 minimum balance to open. Interest is paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Vacation Club Savings
0.10%APY
Requires a $5.00 minimum balance to start. Interest is paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Who can join Metrum Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.