Credit union · NCUA insured
Columbine FCU Savings Rates
Top CarrotColumbine FCU’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Columbine FCU’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Columbine FCU has the most branches. $10,000, best rate first.
This credit union’s best
Columbine FCU
1.00%APY
- Requires
- None
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Earns on $10,000 a year
- $434
Columbine FCU savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.35%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Columbine FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $20,000 | 1.00% | $100 |
| $20,000 – $50,000 | 1.20% | — |
| $50,000 and up | 1.35% | — |
Sources (3)
- columbinefcu.org/rates-fees
- columbinefcu.org/accounts/money-markets-cds
- columbinefcu.org/wp-content/up…d-Fee-Sheet-2026.2.2.pdf
All captured Oct 4, 2026
Primary Share Savings
0.05%APY
Membership eligibility required. Dividends earned quarterly based on average daily balance. Up to 6 transfers per month. Balances can be used to secure a loan.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends compounded monthly and paid quarterly on balances of $50 or more.$50 and up | 0.05% | $5 | Dividends compounded monthly and paid quarterly on balances of $50 or more. |
Sources (3)
- columbinefcu.org/rates-fees
- columbinefcu.org/accounts/savings
- columbinefcu.org/wp-content/up…d-Fee-Sheet-2026.2.2.pdf
All captured Oct 15, 2026
Special-purpose accounts
Holiday Club
0.60%APY
Full balance automatically transfers to savings every November 1st. Early withdrawals prior to maturity subject to a $25 fee/penalty. Dividends paid on maximum balance of $10,000.00; balances starting at and in excess of $10,000.01 do not earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Dividends compounded monthly. Maximum balance to earn dividends is $10,000.00.Up to $10,000 | 0.60% | $60 | Dividends compounded monthly. Maximum balance to earn dividends is $10,000.00. |
Sources (3)
- columbinefcu.org/rates-fees
- columbinefcu.org/accounts/savings
- columbinefcu.org/wp-content/up…d-Fee-Sheet-2026.2.2.pdf
All captured Oct 15, 2026
Share IRA
0.10%APY
Offers Traditional and Roth IRA Share options. Early withdrawal penalties apply (exceptions for age 59 1/2, disability, death/incompetence, or within 7 days of opening). $25 rollover/transfer/closeout fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded monthly.$100 and up | 0.10% | $10 | Dividends compounded monthly. |
Sources (3)
- columbinefcu.org/rates-fees
- columbinefcu.org/accounts/individual-retirement-accounts
- columbinefcu.org/wp-content/up…d-Fee-Sheet-2026.2.2.pdf
All captured Oct 15, 2026
Youth Share Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded monthly.$5 and up | 0.05% | $5 | Dividends compounded monthly. |
Sources (1)
- columbinefcu.org/wp-content/up…d-Fee-Sheet-2026.2.2.pdf · captured Oct 15, 2026
Who can join Columbine FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- You are eligible for membership if you work for or are affiliated with one of Columbine FCU's Select Employee Groups (SEGs).
Family and household
- You are eligible for membership if you are an immediate family or household member of a current member.
Other ways
- You are eligible for membership through GoWest Friends of the Foundation.
Cost to join
- A $5 minimum membership share opening deposit is required to open an account.
Membership information collected October 4, 2026.