Credit union · NCUA insured
Elevations Credit Union Savings Rates
Elevations Credit Union’s best savings rate is 1.00% APY on $10,000, with its Flex Tier Money Market. Rates checked October 22, 2026.
How Elevations Credit Union’s savings rates compare
Compared with banks and credit unions near Boulder, CO, where Elevations Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Elevations Credit Union
1.00%APY
- Earns on $10,000 a year
- $100
Flex Tier Money Market
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
UMB Bank
3.71%APY
- Earns on $10,000 a year
- $371
Elevations Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Elevations Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Flex Tier Money Market
1.00%APY
Membership eligibility and one-time $5 membership fee required at account opening. No monthly maintenance fees. If minimum balance falls below required amount, account does not earn interest. Check writing capabilities available. Automatic movement of funds into next interest rate tier. Debit cards are not issued for money market accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.10% | — |
| $2,000 – $10,000 | 0.25% | — |
| $10,000 – $25,000 | 1.00% | $100 |
| $25,000 – $50,000 | 2.00% | — |
| $50,000 – $75,000 | 2.00% | — |
| $75,000 – $100,000 | 2.00% | — |
| $100,000 – $200,000 | 2.00% | — |
| $200,000 and up | 3.00% | — |
Sources (1)
- elevationscu.com/personal/chec…gs/savings/money-markets · captured Oct 22, 2026
Money Market Savings Accounts
Up to 2.00%APY
Membership eligibility and one-time $5 membership fee required at account opening. No monthly maintenance fees. If minimum balance falls below required amount, account earns the Membership Savings account rate. Must contact Elevations to request moving funds into a different type of account to maximize rate. Debit cards are not issued for money market accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upSelect tier. If balance falls below required amount, earns Membership Savings account rate. | 1.00% | — | Select tier. If balance falls below required amount, earns Membership Savings account rate. |
| $50,000 and upPremier tier. If balance falls below required amount, earns Membership Savings account rate. | 1.50% | — | Premier tier. If balance falls below required amount, earns Membership Savings account rate. |
| $100,000 and upJumbo tier. If balance falls below required amount, earns Membership Savings account rate. | 2.00% | — | Jumbo tier. If balance falls below required amount, earns Membership Savings account rate. |
Sources (1)
- elevationscu.com/personal/chec…gs/savings/money-markets · captured Oct 22, 2026
Elevations Membership Savings
0.05%APY
Required for membership at Elevations Credit Union along with a one-time $5 membership fee. Option to enroll in Round Up for debit card transactions.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Savings
0.15%APY
Available as Traditional, Roth, and Rollover IRAs. NCUA insured. Minimum opening deposit may apply depending on account type.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (2)
All captured Sep 17, 2026
Who can join Elevations Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Live or work in Adams, Arapahoe, Boulder, Broomfield, Chaffee, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Elbert, Gilpin, Grand, Jackson, Jefferson, Lake, Larimer, Logan, Mesa, Morgan, Park, Pitkin, Routt, Summit, Teller, or Weld counties.
Employers and groups
- Work for one of the nearly 400 Elevations select employer groups (SEGs).
Military, government and schools
- Work or study at CU Boulder or Naropa University.
Family and household
- Be related to an Elevations member.
Other ways
- Donate $15 or more to the Local Change Foundation.
Cost to join
- Join Elevations by opening a Membership Savings Account and paying a one-time $5 membership fee for each account holder.
Membership information collected October 4, 2026.