Credit union · NCUA insured
SPACE AGE Savings Rates
Top CarrotSPACE AGE’s best savings rate is 0.90% APY on $10,000, with its Maximum Money Market Account. Rates checked October 22, 2026.
How SPACE AGE’s savings rates compare
Compared with banks and credit unions near Denver, CO, where SPACE AGE has the most branches. $10,000, best rate first.
This credit union’s best
SPACE AGE
0.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $90
Maximum Money Market Account
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
SPACE AGE savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.81%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SPACE AGE ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Mega Money Market Account
0.00%APY
Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $250,000 required to earn stated dividends; if balance falls below minimum, dividend rate is paid at 1% below the Share account rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $249,999 | 0.00% | $0 |
| $250,000 and up | 1.92% | — |
Jumbo Money Market Account
0.00%APY
Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $100,000 required to earn stated dividends; if balance falls below minimum, dividend rate is paid at 1% below the Share account rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $99,999 | 0.00% | $0 |
| $100,000 and up | 1.81% | — |
Premier Money Market Account
0.00%APY
Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $50,000 required to earn stated dividends; if balance falls below minimum, dividend rate is paid at 1% below the Share account rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $49,999 | 0.00% | $0 |
| $50,000 and up | 1.36% | — |
Maximum Money Market Account
0.90%APY
Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $10,000 required to earn stated dividends; if balance falls below minimum, dividend rate is paid at 1% below the Share account rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.00% | — |
| $10,000 – $24,999 | 0.90% | $90 |
| $25,000 and up | 0.95% | — |
Insured Money Market Account
0.80%APY
Dividends are computed on the average daily balance, compounded and paid monthly. Minimum balance of $2,500 required to earn dividends; if balance falls below $2,500, dividend rate is paid at 1% below the Share account rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.00% | — |
| $2,500 and up | 0.80% | $80 |
Regular Share Account
0.05%APY
Dividends compounded and paid monthly based on the average daily balance. Requires $5 minimum deposit ($10 to open including $5 membership fee). Minimum balance of $50 required to accrue dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMust have a minimum deposit of $50 to accrue dividends. Dividends compounded and paid monthly based on average daily balance.$50 and up | 0.05% | $5 | Must have a minimum deposit of $50 to accrue dividends. Dividends compounded and paid monthly based on average daily balance. |
Special-purpose accounts
Holiday Club Account
0.30%APY
The entire balance will be paid to you by transfer to another Space Age Federal Credit Union account on the first business day of November each year. Holiday Club account will not renew automatically. Minimum balance $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upBalance paid out by transfer on the first business day of November each year; does not renew automatically.$25 and up | 0.30% | $30 | Balance paid out by transfer on the first business day of November each year; does not renew automatically. |
Sources (2)
- spaceagecu.org/docs/default-so…hinsavingsdisclosure.pdf
- spaceagecu.org/accounts/savings/deposit-rates
All captured Oct 4, 2026
IRA Share
0.05%APY
Normal IRA rules apply. Minimum balance is $25 for IRA Shares.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upNormal IRA rules apply.$25 and up | 0.05% | $5 | Normal IRA rules apply. |
Who can join SPACE AGE
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.