Credit union · NCUA insured
Power Credit Union Savings Rates
Top CarrotPower Credit Union’s best savings rate is 0.90% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Power Credit Union’s savings rates compare
Compared with banks and credit unions near Pueblo, CO, where Power Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Power Credit Union
0.90%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $90
Money Market
Top rate
Altra Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Meritrust Credit Union – Colorado
3.50%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Power Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Power Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.90%APY
6 free withdrawals per month; $25 fee for each additional withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.75% | — |
| $10,000 – $25,000 | 0.90% | $90 |
| $25,000 – $50,000 | 0.90% | — |
| $50,000 – $100,000 | 1.16% | — |
| $100,000 and up | 1.51% | — |
Escrow
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- powercu.org/lending-and-credit/loan-services/rates.html · captured Sep 17, 2026
Secondary Shares
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- powercu.org/lending-and-credit/loan-services/rates.html · captured Sep 17, 2026
Power Savings
0.05%APY
Establishes Power Credit Union membership. $25 minimum membership balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly on entire balance. $25 minimum membership balance required.Any balance | 0.05% | $5 | Dividends paid monthly on entire balance. $25 minimum membership balance required. |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
0.20%APY
Traditional and Roth IRA savings options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional and Roth IRA options available. No setup, monthly, or annual maintenance fees. $7,000 annual contribution limit per year plus $1,000 catch-up for ages 50+.Any balance | 0.20% | $20 | Traditional and Roth IRA options available. No setup, monthly, or annual maintenance fees. $7,000 annual contribution limit per year plus $1,000 catch-up for ages 50+. |
Christmas Club
0.10%APY
Dedicated holiday savings account. Funds disbursed November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds disbursed on November 1st. If any withdrawals are made before October 31 of each year, the account may be closed.Any balance | 0.10% | $10 | Funds disbursed on November 1st. If any withdrawals are made before October 31 of each year, the account may be closed. |
Who can join Power Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Alamosa County are eligible for membership.
- Residents of Chaffee County are eligible for membership.
- Residents of E. Pueblo County are eligible for membership.
- Residents of El Paso County are eligible for membership.
- Residents of Fremont County are eligible for membership.
- Residents of Lake County are eligible for membership.
4 more ways to join
Where you live or work
- Residents of Las Animas County are eligible for membership.
- Residents of Pueblo West are eligible for membership.
- Residents of Rio Grande County are eligible for membership.
Family and household
- Family members of eligible Power Credit Union members are eligible for membership, defined as spouse, children, parents, sisters, brothers, stepchildren, stepparents, grandchildren and their spouses.
Membership information collected October 4, 2026.