Canvas Credit Union High-Yield Savings & Money Market Rates

How Canvas Credit Union’s savings rates compare

Compared with banks and credit unions near Denver, CO, where Canvas Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Canvas Credit Union
3.00%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$300
High Yield Money Market Account
Top rate
Westerra Credit Union
6.00%APY
Requires
Another account
Minimum
—
Earns on $10,000 a year
$600
Westerra Credit Union rates
2nd-highest rate
Solera
4.34%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$434
Solera rates

Compare savings rates near you →

Savings score

Higher than 97% of U.S. banks and credit unions

By balance

$1,000 balance$1,0005.00%
$10,000 balance$10,0003.00%
$100,000 balance$100,0003.40%
QualifiedQualified3.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Canvas Credit Union ranks

By savings score, in each area where it has branches

And 2 more areas →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Reverse Tier Savings Account

0.75%APY

No fees. No minimum deposit or balance. Limit of one Reverse Tier Savings Account per member. Canvas Credit Union membership required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,000Rate applies to balances from $0 to $2,000.	5.00%	—	Rate applies to balances from $0 to $2,000.
$2,000 – $5,000Rate applies to balances from $2,000.01 to $5,000.	1.50%	—	Rate applies to balances from $2,000.01 to $5,000.
$5,000 – $10,000Rate applies to balances from $5,000.01 to $10,000.	0.75%	$75	Rate applies to balances from $5,000.01 to $10,000.
$10,000 – $50,000Rate applies to balances from $10,000.01 to $50,000.	0.40%	—	Rate applies to balances from $10,000.01 to $50,000.
Over $50,000Rate applies to balances of $50,000.01 and above.	0.30%	—	Rate applies to balances of $50,000.01 and above.

Sources (2)

All captured Sep 17, 2026

Jumbo Money Market Account

0.15%APY$1,000 to open

Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100,000Tier rate applies to entire balance. If account balance drops below $1,000.00, a $10.00 monthly service fee will apply. $1,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.	0.15%	$15	Tier rate applies to entire balance. If account balance drops below $1,000.00, a $10.00 monthly service fee will apply. $1,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.
$100,000 and upTier rate applies to entire balance. If account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.	3.40%	—	Tier rate applies to entire balance. If account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.

Sources (1)

cdn.canvas.org/files/content/p…10.1%20Rate%20Change.pdf · captured Oct 22, 2026

High Yield Money Market Account

3.00%APY

Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. Interest compounded and credited monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Tier rate applies to entire balance. Interest compounded and credited monthly.	1.00%	—	Tier rate applies to entire balance. Interest compounded and credited monthly.
$1,000 and upTier rate applies to entire balance. Interest compounded and credited monthly.	3.00%	$300	Tier rate applies to entire balance. Interest compounded and credited monthly.

Sources (1)

cdn.canvas.org/files/content/p…10.1%20Rate%20Change.pdf · captured Oct 22, 2026

Money Market Plus

1.15%APY

Tiered rate account where the interest rate for a particular tier applies to the entire account balance if within the balance range. If the account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.

Earnings on $10,000 over a year.
Balance	APY	Minimum	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. $10,000 minimum required balance to earn stated APY. Interest compounded and credited monthly. · $10,000 to open	1.15%	$10,000	$115	Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. $10,000 minimum required balance to earn stated APY. Interest compounded and credited monthly.
$25,000 – $50,000Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly. · $10,000 to open	1.20%	$10,000	—	Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
$50,000 – $100,000Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly. · $10,000 to open	1.30%	$10,000	—	Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.
$100,000 and upTier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly. · Unknown to open	1.50%	Unknown	—	Tier rate applies to entire balance. If account balance drops below $10,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.

Sources (1)

cdn.canvas.org/files/content/p…10.1%20Rate%20Change.pdf · captured Oct 22, 2026

Money Market Account

1.00%APY$1,000 to open

If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest is compounded and credited monthly. Average daily balance method used.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 and upIf the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.$1,000 and up	1.00%	$100	If the account balance drops below $1,000.00, a $10.00 monthly service fee will apply. Interest compounded and credited monthly.

Sources (1)

cdn.canvas.org/files/content/p…10.1%20Rate%20Change.pdf · captured Oct 22, 2026

Membership Savings Account

0.10%APY$5 to open

Establishes membership with Canvas Credit Union. No service fees. Interest compounded and credited quarterly.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balance$5 to open. No service fees. Interest compounded & credited quarterly.Any balance	0.10%	$10	$5 to open. No service fees. Interest compounded & credited quarterly.

Sources (2)

All captured Sep 17, 2026

Personalized Savings Account

0.10%APY

No min to open. No min balance. No service fees. Canvas Credit Union membership required.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceNo minimum deposit or balance. No service fees.Any balance	0.10%	$10	No minimum deposit or balance. No service fees.

Sources (2)

All captured Sep 17, 2026

Special-purpose accounts

Health Savings Account

0.15%APYHSA

Must have a High Deductible Health Plan (HDHP). No min to open. No min balance. No service fees. Interest compounded and credited monthly. Canvas Credit Union membership required.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Rate applies to balances from $0 to $9,999.99.	0.10%	—	Rate applies to balances from $0 to $9,999.99.
$10,000 – $25,000Rate applies to balances from $10,000 to $24,999.99.	0.15%	$15	Rate applies to balances from $10,000 to $24,999.99.
$25,000 – $50,000Rate applies to balances from $25,000 to $49,999.99.	0.20%	—	Rate applies to balances from $25,000 to $49,999.99.
$50,000 – $100,000Rate applies to balances from $50,000 to $99,999.99.	0.30%	—	Rate applies to balances from $50,000 to $99,999.99.
$100,000 and upRate applies to balances of $100,000 and above.	0.50%	—	Rate applies to balances of $100,000 and above.

Sources (2)

All captured Sep 17, 2026

IRA Savings Account

0.30%APYIRA

Available as Traditional IRA or Roth IRA. Interest compounded and credited quarterly. Stated in rate tables as no minimum to open; narrative mentions $25 minimum deposit to earn/start.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceNo minimum to open per rate schedule. Narrative mentions $25 minimum deposit to continue earning. Interest compounded & credited quarterly.Any balance	0.30%	$30	No minimum to open per rate schedule. Narrative mentions $25 minimum deposit to continue earning. Interest compounded & credited quarterly.

Sources (4)

All captured Sep 17, 2026

Holiday Savings Account

0.05%APYClub

Funds automatically transfer to Canvas Checking or Savings on November 1. No min to open. No min balance. No service fees. Canvas Credit Union membership required.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceAuto transfer to Canvas Checking or Savings Nov. 1. No service fees.Any balance	0.05%	$5	Auto transfer to Canvas Checking or Savings Nov. 1. No service fees.

Sources (2)

All captured Sep 17, 2026

Who can join Canvas Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← Canvas Credit Union overview

How Canvas Credit Union’s savings rates compare

Canvas Credit Union savings score

Current savings rates

Reverse Tier Savings Account

Jumbo Money Market Account

High Yield Money Market Account

Money Market Plus

Money Market Account

Membership Savings Account

Personalized Savings Account

Special-purpose accounts

Health Savings Account

IRA Savings Account

Holiday Savings Account

Who can join Canvas Credit Union