Credit union · NCUA insured
Zing Credit Union Savings Rates
Zing Credit Union’s best savings rate is 1.00% APY on $10,000, with its Tiered Money Market. Rates checked October 22, 2026.
How Zing Credit Union’s savings rates compare
Compared with banks and credit unions near Denver, CO, where Zing Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Zing Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $100
Tiered Money Market
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
Zing Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.90%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Zing Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Tiered Money Market
1.00%APY
Minimum balance of $2,000 required. Variable rate account; interest calculated by daily balance method and compounded/credited monthly. NCUA insured up to $250,000.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $20,000 | 1.00% | $100 |
| $20,000 – $74,500 | 1.50% | — |
| $75,000 – $250,000 | 1.90% | — |
| $250,000 and up | 2.10% | — |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
Health Savings Account, IRA, Roth IRA, SEP IRA & Coverdell ESA Tiered Money Market
1.00%APY
Variable rate account; interest calculated by daily balance method and compounded/credited monthly. Includes Health Savings Account, Traditional IRA, Roth IRA, SEP IRA, and Coverdell ESA wrappers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.10% | — |
| $2,000 – $20,000 | 1.00% | $100 |
| $20,000 – $75,000 | 1.50% | — |
| $75,000 – $250,000 | 1.90% | — |
| $250,000 and up | 2.10% | — |
Sources (1)
- myzing.com/education/resources/rates · captured Oct 22, 2026
Who can join Zing Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live or work in Adams County, Arapahoe County, Jefferson County, or Denver County.
Employers and groups
- Eligibility is open to members of Friends of the GoWest Foundation / Go West Foundation.
Family and household
- Eligibility is open to family members of current Zing Credit Union members.
Cost to join
- A $5 deposit into a Share Savings account is required to establish membership and ownership in the credit union.
Membership information collected October 4, 2026.