Credit union · NCUA insured
Options Credit Union
Top CarrotA $5.4M credit union headquartered in Littleton, CO, with 557 members and 1 branch in Colorado. Best rates: CDs 4.30% and savings 1.20% APY.
Options Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#14 of 64 in Denver, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Options Credit Union
Founded in 1979 in Littleton, Colorado, Options Credit Union was originally established to serve members of the Denver Bar Association.
The member-owned credit union became Legal Community Credit Union of Colorado in 2004 before rebranding as Options Credit Union in 2016.
- Headquarters
- 5935 S Zang St, Unit 4, Littleton, CO 80127
- NCUA charter
- 65111
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members and employees of the Colorado Bar Association are eligible for membership.
- Members and employees of the Denver Bar Association are eligible for membership.
- Members and employees of GoWest Friends of the Foundation are eligible for membership.
- Members and employees of the Rocky Mountain Paralegal Association are eligible for membership.
Other ways
- Individuals not currently a member of a partner association can join Friends of the Foundation online and become eligible for membership if they reside in Colorado.
Branches
1 branch in Colorado
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Colorado
1 branch
- Coal Mine BranchMain office5935 S Zang St, Unit 4, Littleton, CO 80127Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.02% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.20% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $98 | $59 | — |
- CapitalNet worth ratio7.02%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.20%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$98Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Options Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.