Credit union · NCUA insured
Power Credit Union
Top CarrotA $156M credit union headquartered in Pueblo, CO, with 14,567 members and 7 branches in Colorado. Best rates: CDs 3.90% and savings 0.90% APY.
Power Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 81% of U.S. banks and credit unions
#4 of 17 in Pueblo, CO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Power Credit Union
Serving its community since 1938, Power Credit Union is a locally owned and member-owned financial cooperative.
Based in Pueblo, Colorado, the credit union extends membership across Southern Colorado including Pueblo, Fremont, El Paso, Chaffee, Las Animas, Alamosa, Lake, and Rio Grande counties.
- Headquarters
- 1615 E Evans Ave, Pueblo, CO 81004-3418
- NCUA charter
- 64037
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Alamosa County are eligible for membership.
- Residents of Chaffee County are eligible for membership.
- Residents of E. Pueblo County are eligible for membership.
- Residents of El Paso County are eligible for membership.
- Residents of Fremont County are eligible for membership.
- Residents of Lake County are eligible for membership.
4 more ways to join
Where you live or work
- Residents of Las Animas County are eligible for membership.
- Residents of Pueblo West are eligible for membership.
- Residents of Rio Grande County are eligible for membership.
Family and household
- Family members of eligible Power Credit Union members are eligible for membership, defined as spouse, children, parents, sisters, brothers, stepchildren, stepparents, grandchildren and their spouses.
Branches
7 branches in Colorado
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Colorado
7 branches
Pueblo area · 2
- PCU-MainMain office1615 E Evans Ave, Pueblo, CO 81004Directions
- PCU-Pueblo West120 S Crescent Dr, Pueblo West, CO 81007Directions
Alamosa area · 1
- PCU - Alamosa2437 Main St, Alamosa, CO 81101Directions
Buena Vista area · 1
- PCU - Buena Vista28350 County Road 317 Unit 10, Buena Vista, CO 81211Directions
Cañon City area · 1
- PCU-Canon City3165 E US Highway 50, Cañon City, CO 81212Directions
Salida area · 1
- PCU - Salida205 E 3rd St, Salida, CO 81201Directions
Trinidad area · 1
- PCU-Trinidad220 Pine St, Trinidad, CO 81082Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.39% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.40% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.39% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $52 | $76 | — |
- CapitalNet worth ratio11.39%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.40%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.39%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$52Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Power Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.