Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Washington, DC-VA-MD-WV metro
- Marine Federal Credit UnionStandard Money MarketStandard Money Market · $2,500 min · 0.55%–0.75% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Offer: Dividends compound and credit monthly using the Average Daily Balance method.
0.55% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Standard Money Market Balance APY $2,500 – $10,000Your amount 0.55% $10,000 – $25,000 0.60% $25,000 – $50,000 0.65% Over $50,000 0.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 6 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - IDB Global Federal Credit UnionHigh-Yield Share Savings AccountSavings · $0 min · 0.05%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Minimum opening balance is $10,000 according to product key benefits, while disclosure notes no minimum balance required to open.
Offer: If the daily balance is less than $10,000.00, dividend rate paid on the entire balance is 0.05%. Minimum daily balance of $0.01 required to obtain the disclosed APY. Dividends compounded and credited monthly. Daily balance method.
0.05% interest rate · Effective May 26, 2023
Rate by balance
Rate by balance for High-Yield Share Savings Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.50% $100,000 – $250,000 0.75% $250,000 – $500,000 1.00% $500,000 and up 1.26% Rate checked
More details - Hanscom Federal Credit UnionPremier Money MarketPremier Money Market · $2,000 min · 0.50%–3.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Premier Checking required to open.
Offer: Premier Checking required to open.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 1.50% $50,000 – $100,000 2.50% $100,000 – $250,000 3.25% $250,000 – $500,000 3.25% $500,000 – $1,000,000 3.50% $1,000,000 and up 3.50% Rate checked
More details - Treasury Department FCUMoney Market AccountMoney Market Account · $1,500 min · 0.50%–0.80% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: To open a Money Market account, there is a $1,500 minimum balance requirement. Compounded monthly and credited monthly.
Offer: Compounded monthly and credited monthly.
0.50% interest rate · Compounded monthly · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $15,000Your amount 0.50% $15,000 – $35,000 0.60% $35,000 – $50,000 0.65% Over $50,000 0.80% Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly maintenance fee or minimum balance requirement. Cannot have a direct Visa debit card issued directly with the account, but can link as a secondary account for cash ATM withdrawals if paired with a checking account.
0.50% interest rate · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - Capital Area REALTORS® Federal Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.50%–3.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 and upYour amount 0.50% $50,000 and up 3.50% $75,000 and up 3.63% $150,000 and up 3.75% Rate checked
More details - United States Senate Federal Credit UnionSenate Money Market ShareSenate Money Market Share · $2,000 min · 0.40%–0.80% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,000.00 to earn dividends and obtain the disclosed annual percentage yield. Account has no service or set-up fees. Free online, mobile, telephone banking, and eNotices. Insured by NCUA up to at least $250,000. Not limited to a maximum number of monthly transactions.
Offer: Must maintain a minimum daily balance of $2,000.00 to obtain disclosed APY.
0.40% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Senate Money Market Share Balance APY $2,000 – $9,999 0.40% $10,000 – $19,999Your amount 0.45% $20,000 – $39,999 0.50% $40,000 – $74,999 0.55% $75,000 – $99,999 0.60% $100,000 – $149,999 0.65% $150,000 – $249,999 0.70% $250,000 – $499,999 0.75% $500,000 and up 0.80% Rate checked
More details - Topside Federal Credit UnionPremium Money Market SavingsPremium Money Market Savings · $2,500 min · 0.10%–3.25% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500 and $2,500 minimum daily balance. $10 monthly fee if minimum daily balance falls below $2,500 during the statement cycle. Two free withdrawals or transfers per month; $5 for each additional withdrawal or transfer. Online Banking and eStatements enrollment required to receive listed rates; if requirements are not met, the account earns the Membership Savings dividend rate until qualifications are restored. Dividends compounded and credited monthly.
Offer: Must meet requirements to receive listed rates: e-statement & Online banking enrollment required. Fees apply for withdrawals exceeding 2 per statement cycle ($5 per additional withdrawal/transfer). Minimum balance fee: $10 monthly fee if minimum daily balance falls below $2,500 during the statement cycle.
0.10% interest rate · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Premium Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.45% $25,000 – $50,000 1.25% $50,000 – $150,000 2.25% $150,000 and up 3.25% Rate checked
More details - Virginia Credit UnionRegular SavingsSavings · $100 min · 0.05%–0.40% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be a credit union member. $0 monthly fees for account service or maintenance. Free debit card, nationwide ATM access, online banking with eStatements, and mobile banking. $3 fee for each withdrawal in excess of two per month.
Offer: Dividend earnings are compounded quarterly. APY may change after account is opened. Fees may reduce earnings on your accounts. No minimum balance to earn APY for members under age 23.
0.05% interest rate · Compounded quarterly · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $500 0.05% $500 and upYour amount 0.40% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 6 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - TruEnergy Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. Membership requires purchasing one share in the credit union for $5.00.
Offer: Applies to the entire balance for balances between $2,500 and $9,999.99.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 and up 0.80% Rate checked
More details - Chain Bridge Bank, N.A.Money Market AccountMoney Market Account · $100 min · 0.37%–1.10% by balance
Bank · 1 branch
0.37%APY$37 a year on $10,000Requirements
Product: Monthly maintenance service charge is $15.00, which is avoided with an average monthly balance of $2,500. Accounts can be opened online nationwide.
Offer: Up to $99,999. Minimum balance required to obtain stated APY is based on daily balance. Compounded daily, credited monthly. Rate is variable. Average monthly balance to avoid $15.00 monthly service charge is $2,500.
0.37% interest rate · Compounded daily · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $99,999Your amount 0.37% $100,000 – $499,999 0.73% $500,000 – $1,999,999 0.91% $2,000,000 and up 1.10% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches