Credit union · NCUA insured
TruEnergy Federal Credit Union Savings Rates
Top CarrotTruEnergy Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How TruEnergy Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where TruEnergy Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TruEnergy Federal Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
TruEnergy Federal Credit Union savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TruEnergy Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.40%APY
Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. Membership requires purchasing one share in the credit union for $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Applies to the entire balance for balances between $2,500 and $9,999.99. | 0.20% | — | Applies to the entire balance for balances between $2,500 and $9,999.99. |
| $10,000 – $25,000Applies to the entire balance for balances between $10,000 and $24,999.99. | 0.40% | $40 | Applies to the entire balance for balances between $10,000 and $24,999.99. |
| $25,000 – $50,000Applies to the entire balance for balances between $25,000 and $49,999.99. | 0.60% | — | Applies to the entire balance for balances between $25,000 and $49,999.99. |
| $50,000 and upApplies to the entire balance for balances $50,000 and up. | 0.80% | — | Applies to the entire balance for balances $50,000 and up. |
Sources (2)
All captured Sep 19, 2026
Regular Share Savings Account
0.05%APY
Requires purchasing one share ($5.00) in the credit union to establish membership. Minimum balance to earn dividend is $50.00. Dividends accrued daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends accrued daily on the daily balance. The rate stated applies to the entire balance. Minimum balance to earn dividends is $50.00.$50 and up | 0.05% | $5 | Dividends accrued daily on the daily balance. The rate stated applies to the entire balance. Minimum balance to earn dividends is $50.00. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Share Account
0.15%APY
Dividends accrued daily on the daily balance. Traditional, Roth, and Coverdell Education IRAs available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $0.00.Any balance | 0.15% | $15 | Dividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $0.00. |
Club Accounts (Holiday, Vacation, and Tax)
0.05%APY
Includes Holiday, Vacation, and Tax Club accounts. Additional deposits can be made at any time. Dividends accrued daily.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $0.00.Any balance | 0.05% | $5 | Dividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $0.00. |
Teen Savings Account
0.05%APY
Designed for teens. Dividends accrued daily. Minimum balance to earn dividend is $50.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $50.00.$50 and up | 0.05% | $5 | Dividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $50.00. |
Sources (1)
- truenergyfcu.org/deposit-rates · captured Sep 19, 2026
Youth Savings Account
0.05%APY
Designed for kids (ages 0–12). Minimum balance of $5.00 required to open. Minor accounts must include an adult (age 18 or older) as a joint owner. Automatically converts to Regular Share Account at age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $50.00. $5.00 minimum balance required to open.$50 and up | 0.05% | $5 | Dividends accrued daily on the daily balance. Rate applies to the entire balance. Minimum balance to earn dividend is $50.00. $5.00 minimum balance required to open. |
Who can join TruEnergy Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to approved companies or organizations within the credit union's charter.
- Membership is available to all full-time, part-time, retired, and intern or volunteer employees of Washington Gas Light Company and its subsidiaries.
Family and household
- Persons living in the same residence as an eligible member are eligible for membership.
- Immediate family members—including spouses, children (step/adopted), siblings (step/adopted), parents, grandparents, and grandchildren—are eligible for membership.
Cost to join
- Joining requires opening a Share Savings Account with a $5 deposit.
Membership information collected October 4, 2026.