Credit union · NCUA insured
Treasury Department FCU Savings Rates
Treasury Department FCU’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Treasury Department FCU’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Treasury Department FCU has the most branches. $10,000, best rate first.
This credit union’s best
Treasury Department FCU
0.50%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Treasury Department FCU savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Treasury Department FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
To open a Money Market account, there is a $1,500 minimum balance requirement. Compounded monthly and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $15,000Compounded monthly and credited monthly. | 0.50% | $50 | Compounded monthly and credited monthly. |
| $15,000 – $35,000Compounded monthly and credited monthly. | 0.60% | — | Compounded monthly and credited monthly. |
| $35,000 – $50,000Compounded monthly and credited monthly. | 0.65% | — | Compounded monthly and credited monthly. |
| Over $50,000Compounded monthly and credited monthly. | 0.80% | — | Compounded monthly and credited monthly. |
Sources (2)
All captured Oct 15, 2026
Additional Share Account
0.25%APY
Compounded monthly and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.20% | — |
| $5,000 – $15,000 | 0.25% | $25 |
| $15,000 – $50,000 | 0.30% | — |
| Over $50,000 | 0.40% | — |
Sources (1)
- tdfcu.org/loans/rates/deposit-rates · captured Sep 19, 2026
Share Saving Account
0.25%APY
Compounded monthly and credited monthly. A Share Savings Account is required to be a member of TDFCU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.20% | — |
| $5,000 – $15,000 | 0.25% | $25 |
| $15,000 – $50,000 | 0.30% | — |
| Over $50,000 | 0.40% | — |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Holiday Share Account
0.25%APY
No withdrawals are allowed until the account redeems on October 31, every year. Compounded monthly and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.20% | — |
| $5,000 – $15,000 | 0.25% | $25 |
| $15,000 – $50,000 | 0.30% | — |
| Over $50,000 | 0.40% | — |
Sources (2)
All captured Sep 19, 2026
IRA Share Account
0.25%APY
Establish a Roth or Traditional IRA. Compounded monthly and credited monthly. IRAs require specific documents to establish an account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.20% | — |
| $5,000 – $15,000 | 0.25% | $25 |
| $15,000 – $50,000 | 0.30% | — |
| Over $50,000 | 0.40% | — |
Sources (2)
All captured Sep 19, 2026
Who can join Treasury Department FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school inside the Capital Beltway.
Membership information collected October 4, 2026.