Credit union · NCUA insured
Capital Area REALTORS® Federal Credit Union Savings Rates
Capital Area REALTORS® Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How Capital Area REALTORS® Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Capital Area REALTORS® Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Capital Area REALTORS® Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $50
Money Market Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Capital Area REALTORS® Federal Credit Union savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.79%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Capital Area REALTORS® Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.10%APY
Federally insured up to $250,000. Minimum initial deposit of $100. Earn more interest by maintaining a minimum balance of $500.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.10% | $10 |
| $100,000 and up | 3.79% | — |
Money Market Accounts
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.50% | $50 |
| $50,000 and up | 3.50% | — |
| $75,000 and up | 3.63% | — |
| $150,000 and up | 3.75% | — |
Sources (1)
- carfcu.org/banking/money-market-accounts · captured Sep 19, 2026
Who can join Capital Area REALTORS® Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of partner associations including GCAAR, Prince George’s County Association of REALTORS®, and Frederick County Association of REALTORS® (FCAR) are eligible for membership.
Family and household
- Employees and immediate family members of approved companies are eligible for membership.
Cost to join
- An initial minimum deposit of $5 is required to open an account.
Membership information collected October 4, 2026.