Credit union · NCUA insured
TruEnergy Federal Credit Union
Top CarrotA $129M credit union headquartered in Springfield, VA, with 7,802 members and 1 branch in Virginia. Best rates: CDs 4.50% and savings 0.40% APY.
TruEnergy Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#21 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TruEnergy Federal Credit Union
TruEnergy Federal Credit Union, formerly Washington Gas Light Federal Credit Union, was founded and received its charter in 1939.
Formed by Washington Gas Light Company employees to assist colleagues with large purchases, the credit union is a member-owned financial cooperative.
The institution is headquartered in Springfield, Virginia.
- Headquarters
- 6801 Industrial Rd, Springfield, VA 22151
- NCUA charter
- 3323
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to approved companies or organizations within the credit union's charter.
- Membership is available to all full-time, part-time, retired, and intern or volunteer employees of Washington Gas Light Company and its subsidiaries.
Family and household
- Persons living in the same residence as an eligible member are eligible for membership.
- Immediate family members—including spouses, children (step/adopted), siblings (step/adopted), parents, grandparents, and grandchildren—are eligible for membership.
Cost to join
- Joining requires opening a Share Savings Account with a $5 deposit.
Branches
1 branch in Virginia
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Virginia
1 branch
- TruEnergy FCU - SpringfieldMain office6801 Industrial Rd, Springfield, VA 22151Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.55% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.74% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.28% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $85 | $76 | — |
- CapitalNet worth ratio12.55%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.74%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.28%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$85Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TruEnergy Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.