Credit union · NCUA insured
Capital Area REALTORS® Federal Credit Union
A $16.1M credit union headquartered in Rockville, MD, with 1,014 members and 1 branch in Maryland. Best rates: savings 0.50% APY.
Capital Area REALTORS® Federal Credit Union Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#100 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Capital Area REALTORS® Federal Credit Union
Capital Area REALTORS® Federal Credit Union is a credit union headquartered in Rockville, Maryland, serving REALTOR® members since 1971.
The credit union was started 54 years ago by REALTORS® for REALTORS®.
- Headquarters
- 15201 Diamondback Dr, Ste 150, Rockville, MD 20850-3312
- NCUA charter
- 20543
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of partner associations including GCAAR, Prince George’s County Association of REALTORS®, and Frederick County Association of REALTORS® (FCAR) are eligible for membership.
Family and household
- Employees and immediate family members of approved companies are eligible for membership.
Cost to join
- An initial minimum deposit of $5 is required to open an account.
Branches
1 branch in Maryland
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Maryland
1 branch
- Main OfficeMain office15201 Diamondback Dr, Ste 150, Rockville, MD 20850Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.10% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 3.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.13% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio14.10%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late3.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.13%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Capital Area REALTORS® Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.