Credit union · NCUA insured
Topside Federal Credit Union
A $490.9M credit union headquartered in Dahlgren, VA, with 41,798 members and 4 branches in Virginia. Best rates: CDs 3.80% and savings 0.45% APY.
Topside Federal Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#51 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Topside Federal Credit Union
- Headquarters
- 17442 Dahlgren Rd, Dahlgren, VA 22448
- NCUA charter
- 14754
Branches
4 branches in Virginia
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Virginia
4 branches
Washington area · 2
- Augustine Avenue Branch2004 Augustine Ave, Fredericksburg, VA 22401Directions
- Massaponax Branch9622 Patriot Hwy, Fredericksburg, VA 22407Directions
Dahlgren area · 1
- Main OfficeMain office17442 Dahlgren Rd, Dahlgren, VA 22448Directions
King George area · 1
- Plaza Drive Branch5472 James Madison Pkwy, King George, VA 22485Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.82% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.14% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.01% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio8.82%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.14%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.01%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Topside Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.