Credit union · NCUA insured
United States Senate Federal Credit Union
A $1.5B credit union, the 314th largest of 4,329, headquartered in Alexandria, VA, with 53,088 members and 3 branches in 2 states. Best rates: CDs 3.10% and savings 0.45% APY.
United States Senate Federal Credit Union Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#70 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About United States Senate Federal Credit Union
Founded and chartered in 1935 by nine United States Senate employees, United States Senate Federal Credit Union is headquartered in Alexandria, Virginia.
The credit union was organized to provide quality financial services to Senate workers and focuses on serving the U.S. Senate and Capitol Hill communities.
Originally named the United States Senate Employees Federal Credit Union, it adopted its current name in 1990 and expanded through mergers with three federal credit unions.
- Headquarters
- 1310 Braddock Pl, Alexandria, VA 22314-1691
- NCUA charter
- 624
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and members of over 100 Select Employee Groups (SEGs) in the Washington, D.C. metropolitan area and nationwide are eligible for membership.
Military, government and schools
- Employees from the Architect of the Capitol and the U.S. Supreme Court are eligible for membership.
- Individuals affiliated with the U.S. Senate and Capitol Hill communities are eligible for membership.
Cost to join
- Opening an account requires a minimum share deposit of $5.
Branches
3 branches in 2 states
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District of Columbia
2 branches
- Gao441 G St NW Rm 1100, Washington, DC 20548Directions
- Senate HartSenate Hart Building Rm # SH-118, Washington, DC 20510Directions
Virginia
1 branch
- Bertie Bowman BuildingMain office1310 Braddock Pl, Alexandria, VA 22314Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.88% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.63% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.19% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalNet worth ratio7.88%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.63%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.19%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of United States Senate Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.