Credit union · NCUA insured
IDB Global Federal Credit Union Savings Rates
Top CarrotIDB Global Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its High-Yield Share Savings Account. Rates checked October 22, 2026.
How IDB Global Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where IDB Global Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
IDB Global Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
High-Yield Share Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
IDB Global Federal Credit Union savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where IDB Global Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Share Savings Account
0.50%APY
Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Minimum opening balance is $10,000 according to product key benefits, while disclosure notes no minimum balance required to open.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000If the daily balance is less than $10,000.00, dividend rate paid on the entire balance is 0.05%. Minimum daily balance of $0.01 required to obtain the disclosed APY. Dividends compounded and credited monthly. Daily balance method. · Unknown to open | 0.05% | Unknown | — | If the daily balance is less than $10,000.00, dividend rate paid on the entire balance is 0.05%. Minimum daily balance of $0.01 required to obtain the disclosed APY. Dividends compounded and credited monthly. Daily balance method. |
| $10,000 – $100,000If the daily balance is more than $9,999.99, but less than $100,000.00, dividend rate paid on the entire balance is 0.50%. Dividends compounded and credited monthly. Daily balance method. · $10,000 to open | 0.50% | $10,000 | $50 | If the daily balance is more than $9,999.99, but less than $100,000.00, dividend rate paid on the entire balance is 0.50%. Dividends compounded and credited monthly. Daily balance method. |
| $100,000 – $250,000If the daily balance is more than $99,999.99, but less than $250,000.00, dividend rate paid on the entire balance is 0.75%. Dividends compounded and credited monthly. Daily balance method. · $10,000 to open | 0.75% | $10,000 | — | If the daily balance is more than $99,999.99, but less than $250,000.00, dividend rate paid on the entire balance is 0.75%. Dividends compounded and credited monthly. Daily balance method. |
| $250,000 – $500,000If the daily balance is more than $249,999.99, but less than $500,000.00, dividend rate paid on the entire balance is 1.00%. Dividends compounded and credited monthly. Daily balance method. · $10,000 to open | 1.00% | $10,000 | — | If the daily balance is more than $249,999.99, but less than $500,000.00, dividend rate paid on the entire balance is 1.00%. Dividends compounded and credited monthly. Daily balance method. |
| $500,000 and upIf the daily balance is more than $499,999.99, dividend rate paid on the entire balance is 1.25% resulting in an APY of 1.26%. Dividends compounded and credited monthly. Daily balance method. · Unknown to open | 1.26% | Unknown | — | If the daily balance is more than $499,999.99, dividend rate paid on the entire balance is 1.25% resulting in an APY of 1.26%. Dividends compounded and credited monthly. Daily balance method. |
Sources (3)
- idbglobalfcu.org/Truth_in_Savi…ure_Savings_and_Checking
- idbglobalfcu.org/accounts/high…eld-savings-account.html
- idbglobalfcu.org/resources/rates
All captured Oct 22, 2026
Primary Share Savings Account
0.10%APY
Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Completion of payment of one share ($50.00 par value) in a Savings (Share) account required as condition of membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMust maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield. $50.00 minimum opening deposit. Dividends compounded and credited monthly. Daily balance method.$50 and up | 0.10% | $10 | Must maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield. $50.00 minimum opening deposit. Dividends compounded and credited monthly. Daily balance method. |
Sources (3)
- idbglobalfcu.org/Truth_in_Savi…ure_Savings_and_Checking
- idbglobalfcu.org/accounts/share-savings-account.html
- idbglobalfcu.org/resources/rates
All captured Oct 22, 2026
Share Savings Account
0.10%APY
Membership eligibility applies: employees, consultants, interns, retirees, Executive/Alternate Directors of IDB, IDB Invest, or IDB Lab; contractors in IDB HQ Building in Washington, DC; or immediate family members. Must maintain membership with Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. No minimum balance required to open this account. Dividends compounded and credited monthly. Daily balance method.Over $0 | 0.10% | $10 | Must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield. No minimum balance required to open this account. Dividends compounded and credited monthly. Daily balance method. |
Sources (3)
- idbglobalfcu.org/Truth_in_Savi…ure_Savings_and_Checking
- idbglobalfcu.org/accounts/share-savings-account.html
- idbglobalfcu.org/resources/rates
All captured Oct 22, 2026
Who can join IDB Global Federal Credit Union
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