Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in St. Louis, MO-IL metro
- 0.05%APY$5 a year on $10,000
Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All members are required to open and maintain a minimum $1 balance in this account for Neighbors Credit Union membership.
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee. No minimum balance requirements.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Member Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to open is $5, establishing membership. Minimum average daily balance of $100 required to obtain disclosed APY. Interest compounded monthly and credited last day of the month.
0.05% interest rate · Compounded monthly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Only available to Premier Checking account customers.
Offer: Must have Premier Checking Account. Interest compounds monthly.
Qualified rate · 0.05% interest rate · Effective Aug 8, 2022
Rate checked
More details - Bank of Franklin CountyPatriot Money MarketPatriot Money Market · $25 min · 0.05%–0.35% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate account. Monthly service charge of $10 applies if daily balance falls below $1,000 any day of the statement cycle. Transaction limit of six withdrawals or transfers per monthly statement cycle applies.
Offer: Service charge of $10 imposed each monthly statement cycle if the daily balance falls below $1,000 any day of the cycle.
0.05% interest rate · $10 monthly fee · Effective Aug 8, 2022
Rate by balance
Rate by balance for Patriot Money Market Balance APY Up to $49,999Your amount 0.05% $50,000 – $99,999 0.35% $100,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Personal savings account. Interest is paid quarterly.
Offer: Interest paid quarterly. No maintenance fees.
0.05% interest rate · No monthly fee · Effective Aug 8, 2022
Rate checked
More details - Silex Banking CompanyMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.00% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Must present two forms of proper ID or business documents and verification of address to open an account. Interest is compounded and credited monthly.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $1,000,000Your amount 0.05% $1,000,000 – $100,000,000,000 1.00% Rate checked
More details - Ozarks Federal Savings and Loan AssociationClassic Statement SavingsSavings · $100 min
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Available to individuals, not-for-profit organizations, and businesses. Interest rate subject to change at any time. Interest compounded quarterly. Quarterly statements provided. ATM card available. Paper statement fee of $5.00 if not enrolled in eStatements.
Offer: Monthly service fee of $5.00 applies if average daily balance is less than $100. Paper statement fee of $5.00 applies if not enrolled in eStatements.
0.05% interest rate · Compounded quarterly · $5 monthly fee · Effective Feb 2, 2025
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 28 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Ideal for young customers or customers who wish to have quick access to deposits. No minimum balance to maintain. Free online, mobile, text banking, and e-statements. Debit card included. Interest is compounded quarterly and credited to the account. Earn a bonus of .50% above our published savings rate with an automatic monthly transfer of $10 or more from our Smart Checking account.
0.04% interest rate · Compounded quarterly · No monthly fee · Effective Mar 17, 2020
Rate checked
More details - Heartland Bank and Trust CompanySimply SavingsSavings · $50 min · 0.03%–0.50% by balance
Bank · 9 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum to open the account is only $50 for 18 and over. Under 18 can open an account for $25. Average quarterly balance of $200 required to avoid $3 charge (waived for under 18). Interest compounded and credited quarterly based on daily balance. $1.75 charge per withdrawal over 9 per quarter (waived if $500 minimum quarterly balance or under 18).
Offer: Level 4 tier for daily balance of less than $25,000.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Simply Savings Balance APY Up to $25,000Your amount 0.03% $25,000 – $100,000 0.15% $100,000 – $250,000 0.35% $250,000 and up 0.50% Rate checked
More details - CommunityAmerica Credit UnionHigh Interest SavingsSavings · $1 min · 0.03%–5.00% by balance
Credit union · 8 branches
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.
Offer: First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Qualified rate · 4.89% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for High Interest Savings Balance APY Up to $2,500 5.00% Over $2,500Your amountAlso applies to entire balance if First Tier qualifications are not met. 0.03% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in St. Louis, MO-IL metro
236 accounts at 85 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch