Credit union · NCUA insured
Revity Credit Union Savings Rates
Revity Credit Union’s best savings rate is 1.80% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Revity Credit Union’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Revity Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Revity Credit Union
1.80%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $180
Money Market Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Revity Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.80%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Revity Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Elite Money Market
2.75%APY
Avoid $10 monthly service fee and reduced dividends by maintaining a $150,000 daily balance. Six withdrawals per month (fee per transaction applies after six). Minimum $5,000 withdrawal amount. Direct check-writing ability.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150,000 and upAvoid $10 monthly service fee and reduced dividends by maintaining a $150,000 daily balance.$150,000 and up | 2.75% | — | Avoid $10 monthly service fee and reduced dividends by maintaining a $150,000 daily balance. |
Money Market Account
1.80%APY
Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. Six withdrawals per month (fee per transaction applies after six). Minimum $300 withdrawal amount. Direct check-writing ability.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $25,000Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. | 1.80% | $180 | Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. |
| $25,000 – $50,000Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. | 1.85% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. |
| $50,000 – $75,000Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. | 1.90% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. |
| $75,000 – $100,000Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. | 1.95% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. |
| $100,000 and upAvoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. | 2.00% | — | Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance. |
Member Savings
0.05%APY
No monthly fee. No minimum balance requirements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 and up | 0.10% | — |
Sources (3)
- revitycu.com/accounts/personal-savings · captured Sep 25, 2026
- revitycu.com/accounts/personal…ings/member-savings.html · captured Sep 25, 2026
- revitycu.com/accounts/personal…imply-more-checking.html · captured Sep 26, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
0.55%APY
Traditional and Roth IRA options. No setup fees, no monthly or annual maintenance fees. $7,500 contribution limit per year, additional $1,100 catch-up contribution allowed for ages 50+.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.55% | $55 |
| $25,000 – $50,000 | 0.70% | — |
| $50,000 – $100,000 | 0.80% | — |
| $100,000 and up | 1.75% | — |
Prime Time Club
0.15%APY
Must be 60 years old and up. Maintain $60,000 min. deposit (can be a combination of credit union share accounts). Retain and use an open Revity CU checking account. Bonus rate applies only to member's main share savings account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBonus rate on all balances; applies only to member's main share savings account. Requires age 60+, $60,000 min. deposit across share accounts, and active checking account.Any balance | 0.15% | $15 | Bonus rate on all balances; applies only to member's main share savings account. Requires age 60+, $60,000 min. deposit across share accounts, and active checking account. |
Sources (1)
- revitycu.com/accounts/personal…ings/member-savings.html · captured Sep 25, 2026
Christmas Club
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll balancesAny balance | 0.05% | $5 | All balances |
Sources (2)
- revitycu.com/accounts/personal…ings/member-savings.html · captured Sep 25, 2026
- revitycu.com/accounts/personal…imply-more-checking.html · captured Sep 26, 2026
Who can join Revity Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located in the eligible Illinois counties qualify for membership.
- People who live, work, or go to school in Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington and Randolph counties in Illinois are eligible for membership.
Employers and groups
- Retirees and their families from eligible groups qualify for membership.
- Members of approved employee groups are eligible to join.
Family and household
- Spouses, children, grandchildren, parents, brothers, and sisters of members are eligible for membership.
Membership information collected October 5, 2026.