Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Portland, OR-WA metro
- Point West Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rate account with daily interest calculations and monthly payouts. Up to six transfers per calendar month per account/suffix for preauthorized, automatic, overdraft, and telephone/online transfers.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.40% $100,000 and up 0.50% Rate checked
More details - HAPO Community Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.00%–3.25% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account; once a balance range is met, the dividend rate for that balance range applies to the entire average daily account balance. Dividends paid on balance of $2,500 or more. $9/month service fee if balance falls below $500. Compounded monthly.
Offer: $9/month service fee if balance falls below $500; no monthly service charge when balance remains above $500. Dividends paid on balance of $2500 or more. Rate applies to entire average daily balance.
0.00% interest rate · Compounded monthly · $9 monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $5,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.10% $5,000 – $15,000Your amountRate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.15% $15,000 – $25,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.20% $25,000 – $50,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.20% $50,000 – $100,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.25% $100,000 – $300,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 1.50% $300,000 – $1,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 2.25% $1,000,000 – $5,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 2.75% $5,000,000 and upRate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 3.25% Rate checked
More details - Cascade Federal Credit UnionShare SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Establish membership with Cascade FCU. $5 minimum balance requirement for membership; $50 minimum to earn dividends. No monthly maintenance fee.
Offer: Dividends on share accounts are paid quarterly.
0.00% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.15% Rate checked
More details - Cascade Federal Credit UnionSub SavingsSavings · $10 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Open additional sub-savings accounts to save for specific goals (vacation, appliances, Christmas, etc.). No monthly maintenance fee. Sub-savings earn the same competitive dividends as our savings account does (paid quarterly). $10 minimum deposit to open.
Offer: Dividends paid quarterly. $5 to open on rate schedule; $10 minimum deposit to open on product detail page.
0.00% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Sub Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Specialty savings account for emergency expenses and major purchases.
Offer: Interest compounded and credited monthly.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - OnPoint Community Credit UnionFlexSmart Money Market AccountFlexSmart Money Market Account · $0 min
Credit union · 48 branches
0.15%APY$15 a year on $10,0000.15% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are declared and paid quarterly. No minimum balance requirement.
0.15% interest rate · Effective Apr 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: All Oregon State Credit Union members must open a Basic Savings account and maintain a $5 minimum balance. Following a 3-month grace period, a $3.00 monthly fee applies if the daily balance is less than $250 unless the member has one other account type or qualifies for Enhanced or Premier Member Merits categories.
Offer: Minimum balance to earn dividends is $100.00 maintained each day. Monthly fee of $3.00 applies if balance is under $250 after 3-month grace period (waived with another account type or Enhanced/Premier Member Merits).
0.10% interest rate · $3 monthly fee · Effective Oct 22, 2026
Rate checked
More details - First Federal Savings & Loan AssociationDaily Money MarketDaily Money Market · $1,000 min · 0.10%–0.15% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: There is no minimum balance required to earn the APY. Monthly service fee of $10.00 is avoided by maintaining a $1,000.00 daily balance. Maximum of 6 external transfers per statement cycle; no limits on frequency/amount of internal withdrawals.
Offer: No minimum balance required to earn APY. Maintain $1,000.00 daily balance to avoid $10.00 monthly service fee.
0.10% interest rate · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Daily Money Market Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - OnPoint Community Credit UnionMember SavingsSavings · $5 min · 0.10%–3.75% by balance
Credit union · 48 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership is required and subject to approval. Limit one Member Savings account per person. Interest is compounded and credited monthly. Rates on Regular and IRA Savings are variable and may change after the account is opened.
3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Member Savings Balance APY Up to $1,000 3.75% Over $1,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates are variable and may change after the account is opened. Interest is compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership account at the Credit Union. With minimum balance of $5, allows access to all Credit Union services. Maintain a minimum $100 balance and you'll earn quarterly dividends. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.
Offer: Minimum balance $5. Maintain a minimum $100 balance to earn quarterly dividends. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.
0.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, OR-WA metro
184 accounts at 58 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.96%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Portland, OR-WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Rivermark Community Credit UnionCredit union · 18 branches
- Ukrainian Federal Credit UnionCredit union · 2 branches