Credit union · NCUA insured
Forrit Credit Union Savings Rates
Forrit Credit Union’s best savings rate is 0.20% APY on $10,000, with its Save to Win. Rates checked October 22, 2026.
How Forrit Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where Forrit Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Forrit Credit Union
0.20%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $20
Save to Win
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Forrit Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Forrit Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Advantage + Money Market
0.05%APY
Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. | 0.05% | $5 | Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. |
| $10,000 – $50,000Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. | 0.10% | — | Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. |
| $50,000 – $150,000Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. | 0.15% | — | Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. |
| Over $150,000Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. | 0.20% | — | Minimum opening deposit is $2,500. Minimum balance APY is $2,500. Interest is compounded and credited monthly. |
Sources (1)
- forritcu.org/borrow/rates · captured Oct 3, 2026
Save to Win
0.20%APY
Available to Oregon residents age 18+ only. Prize-linked savings account where every $25 deposit/increase in month-over-month balance earns an entry into monthly and quarterly prize drawings up to 100 entries per month and 300 per quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0OREGON RESIDENTS ONLY. For ages 18+. Interest compounded and credited monthly. One free withdrawal allowed per month; $15 fee for second withdrawal.Over $0 | 0.20% | $20 | OREGON RESIDENTS ONLY. For ages 18+. Interest compounded and credited monthly. One free withdrawal allowed per month; $15 fee for second withdrawal. |
Sources (3)
All captured Oct 22, 2026
Rainy Day Funds
0.15%APY
Specialty savings account for emergency expenses and major purchases.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest compounded and credited monthly.Over $0 | 0.15% | $15 | Interest compounded and credited monthly. |
Membership Share
0.01%APY
Establishes membership with Forrit Credit Union. Interest is compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly.Any balance | 0.01% | $1 | Interest compounded and credited quarterly. |
Special-purpose accounts
IRA Share
0.30%APY
Interest compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest compounded and credited monthly.Over $0 | 0.30% | $30 | Interest compounded and credited monthly. |
Sources (1)
- forritcu.org/wph/staging/rates · captured Oct 22, 2026
Kids Club/Freestyle
0.20%APY
Interest compound and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest compound and credited quarterly.Over $0 | 0.20% | $20 | Interest compound and credited quarterly. |
Sources (1)
- forritcu.org/wph/staging/rates · captured Oct 22, 2026
Spring/Fall Club Accounts
0.15%APY
Specialty club account that saves money all year long and pays out to your primary account on a fixed day each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upInterest compounded and credited monthly.$25 and up | 0.15% | $15 | Interest compounded and credited monthly. |
Closed to new customers
Money Fund
0.00%APY on $10,000
New accounts unavailable as of 10/1/2020. Minimum balance to open and earn APY is $1,000.00. Interest compounded and credited monthly. Tiered Rate Account: each Interest Rate will apply only to that portion of the account balance within each range.
| Part of the balance | Rate on that part |
|---|---|
| $10,000 – $25,000 | 0.10% |
| $25,000 – $50,000 | 0.20% |
| $50,000 and up | 0.20% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- forritcu.org/borrow/rates · captured Oct 3, 2026
Who can join Forrit Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Multnomah, Clackamas, Washington, Marion, Yamhill, Polk, or Columbia County, Oregon.
Family and household
- Membership is open to individuals who have a family member who is already a Forrit member.
Cost to join
- A $5 opening deposit is required to establish a Membership Share Account.
Membership information collected October 4, 2026.