Credit union · NCUA insured
Ironworkers USA Credit Union Savings Rates
Top CarrotIronworkers USA Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share (Savings) Account. Rates checked October 22, 2026.
How Ironworkers USA Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Ironworkers USA Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ironworkers USA Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share (Savings) Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Ironworkers USA Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ironworkers USA Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings) Account
0.10%APY
Membership account at the Credit Union. With minimum balance of $5, allows access to all Credit Union services. Maintain a minimum $100 balance and you'll earn quarterly dividends. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance $5. Maintain a minimum $100 balance to earn quarterly dividends. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.$5 and up | 0.10% | $10 | Minimum balance $5. Maintain a minimum $100 balance to earn quarterly dividends. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings. |
Sources (1)
- ironworkerscu.org/savings · captured Oct 15, 2026
Special-purpose accounts
All Purpose Club Account
0.50%APY
Savings account used to save for specific purposes: vacations, upcoming wedding, property taxes, etc. Earns dividends when maintaining a minimum $100 balance. Payroll deduction available. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMaintain a minimum $100 balance to earn dividends. Payroll deduction is a convenient way to build account balance. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.$100 and up | 0.50% | $50 | Maintain a minimum $100 balance to earn dividends. Payroll deduction is a convenient way to build account balance. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings. |
Sources (1)
- ironworkerscu.org/savings · captured Oct 15, 2026
Christmas Club Account
0.50%APY
All savings and earnings deposited to your account prior to October 31st will be mailed to you in the first week of November each year. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAll savings and earnings deposited to account prior to October 31st will be mailed in the first week of November each year. Minimum balance $5. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.$5 and up | 0.50% | $50 | All savings and earnings deposited to account prior to October 31st will be mailed in the first week of November each year. Minimum balance $5. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings. |
Sources (1)
- ironworkerscu.org/savings · captured Oct 15, 2026
Individual Retirement Account
0.50%APY
Option of choosing a Traditional, Roth, or Education IRA. Insured separately up to $250,000 per member. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMaintain a minimum $100 balance to earn dividends. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.$100 and up | 0.50% | $50 | Maintain a minimum $100 balance to earn dividends. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings. |
Sources (1)
- ironworkerscu.org/savings · captured Oct 15, 2026
Youth Club Account
0.10%APY
Available to children under age 18. Requires a copy of the child's Social Security card and a $25 opening deposit. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor children under age 18 to earn quarterly dividends with a minimum deposit of $5. Opening requires a $25 deposit and a copy of the child's Social Security card. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings.$5 and up | 0.10% | $10 | For children under age 18 to earn quarterly dividends with a minimum deposit of $5. Opening requires a $25 deposit and a copy of the child's Social Security card. Dividend rates are declared quarterly by the Board of Directors depending on the Credit Union's earnings. |
Sources (1)
- ironworkerscu.org/savings · captured Oct 15, 2026
Who can join Ironworkers USA Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.