Credit union · NCUA insured
Point West Credit Union Savings Rates
Point West Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Point West Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where Point West Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Point West Credit Union
0.20%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $20
Money Market Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Point West Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Point West Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.20%APY
Tiered rate account with daily interest calculations and monthly payouts. Up to six transfers per calendar month per account/suffix for preauthorized, automatic, overdraft, and telephone/online transfers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.10% | — |
| $10,000 – $24,999 | 0.20% | $20 |
| $25,000 – $49,999 | 0.30% | — |
| $50,000 – $99,999 | 0.40% | — |
| $100,000 and up | 0.50% | — |
Share Account (Savings)
0.03%APY
Up to 6 transfers per calendar month per account/suffix for preauthorized, automatic, overdraft, and telephone transfers. Must have a minimum balance of $5 to maintain membership in good standing.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum of $5.00 deposited in order to earn stated APY. No monthly account fee if enrolled in paperless e-Statements; otherwise fee is $2/month.Any balance | 0.03% | $3 | Minimum of $5.00 deposited in order to earn stated APY. No monthly account fee if enrolled in paperless e-Statements; otherwise fee is $2/month. |
Sources (3)
- pointwestcu.com/personal/checking-accounts
- pointwestcu.com/personal/savings-accounts
- pointwestcu.com/rates
All captured Sep 15, 2026
Special-purpose accounts
Non-Profit Savings Account
1.25%APY
For active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. Monthly fee waived if enrolled in paperless eStatements; otherwise fee is $2/month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000For active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. | 1.25% | $125 | For active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. |
| $100,001 and upFor active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. | 0.10% | — | For active, qualifying 501(c)(3) non-profit organizations only. Subject to verification. |
Sources (1)
- pointwestcu.com/rates · captured Sep 15, 2026
Who can join Point West Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.