Credit union · NCUA insured
Oregon State Credit Union
A $2.7B credit union, the 187th largest of 4,329, headquartered in Corvallis, OR, with 157,508 members and 16 branches in Oregon. Best rates: CDs 3.85% and savings 1.20% APY.
Oregon State Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#3 of 23 in Salem, OR metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Oregon State Credit Union
- Headquarters
- 4800 SW Research Way, Corvallis, OR 97333
- NCUA charter
- 68656
Branches
16 branches in Oregon
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Oregon
16 branches
Corvallis area · 5
- Sunset Operations CenterMain office4800 SW Research Way, Corvallis, OR 97333Directions
- North Albany Branch625 Hickory St NW, Albany, OR 97321Directions
- Financial Center1980 NW 9th St, Corvallis, OR 97330Directions
- University Branch148 NW 25th St, Corvallis, OR 97330Directions
- Philomath Branch1446 Main St, Philomath, OR 97370Directions
Salem area · 5
- Dallas Branch210 Orchard Dr, Dallas, OR 97338Directions
- Keizer Branch4952 River Rd N, Keizer, OR 97303Directions
- Monmouth Branch464 Pacific Ave S, Monmouth, OR 97361Directions
- West Salem Branch510 Wallace Rd NW, Salem, OR 97304Directions
- Woodburn Branch1710 Mount Jefferson Ave, Woodburn, OR 97071Directions
Albany area · 2
- Albany Branch1394 Clay St SE, Albany, OR 97322Directions
- Lebanon Branch3330 Cooperative Way, Lebanon, OR 97355Directions
Newport area · 2
- Lincoln City3350 NE Highway 101, Lincoln City, OR 97367Directions
- Newport Branch1923 N Coast Hwy, Newport, OR 97365Directions
Portland area · 2
- McMinnville Branch170 NE 12th St, McMinnville, OR 97128Directions
- Wilsonville Branch25529 SW Gwen DR, Wilsonville, OR 97070Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.75% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.58% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.35% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalNet worth ratio11.75%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.58%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.35%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Oregon State Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.