Credit union · NCUA insured
Point West Credit Union
A $102M credit union headquartered in Portland, OR, with 7,093 members and 1 branch in Oregon. Best rates: CDs 3.75% and savings 0.20% APY.
Point West Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#16 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Point West Credit Union
Point West Credit Union is a member-owned financial cooperative based in Portland, Oregon.
For more than 90 years, it has served the Portland metro area, becoming the first credit union in Oregon designated as a Juntos Avanzamos credit union.
- Headquarters
- 5257 NE M L King Blvd Ste 301, Portland, OR 97211-3283
- NCUA charter
- 63971
Branches
1 branch in Oregon
Loading map…
Oregon
1 branch
- Retail Branch1107 NE 9th Ave Ste 108, Portland, OR 97232Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.64% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.89% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.54% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $83 | $59 | — |
- CapitalNet worth ratio12.64%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.89%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$83Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Point West Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.