Bank · FDIC insured
First Federal Savings & Loan Association
A $678.7M bank headquartered in McMinnville, OR, with 6 branches in Oregon. Best rates: CDs 4.00% and savings 0.10% APY.
First Federal Savings & Loan Association Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#39 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Federal Savings & Loan Association
First Federal Savings and Loan Association of McMinnville was organized in McMinnville in 1922 as the American Savings and Loan Corporation.
The institution applied for federalization, changing its name to First Federal Savings and Loan Association of McMinnville in 1935, and received its charter in 1937.
Established in Yamhill County and serving the Willamette Valley, it focuses its decision-making on supporting local community needs.
- Headquarters
- 118 Ne 3rd St, McMinnville, OR 97128
- FDIC certificate
- 29624 ↗
Branches
6 branches in Oregon
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Oregon
6 branches
- First Federal Savings and Loan Association of McMinnvilleMain office118 Ne 3rd St, McMinnville, OR 97128Directions
- Amity Branch110 Maddox Ave, Amity, OR 97101Directions
- Carlton Branch335 West Madison Street, Carlton, OR 97111Directions
- Mcdaniel Branch1650 Ne Highway 99w, McMinnville, OR 97128Directions
- Newberg Branch121 N Edwards St, Newberg, OR 97132Directions
- Sheridan Branch246 S Bridge St, Sheridan, OR 97378Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.90% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.49% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $74 | $81 | — |
- CapitalLeverage ratio11.90%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.49%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$74Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Federal Savings & Loan Association are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.