Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Philadelphia, PA-NJ-DE-MD metro
- 2.50%APY$250 a year on $10,000
Requirements
Product: Minimum $500 to open. Minimum $500 balance to earn APY. Must enroll in Estatements to waive $3 paper fee.
Offer: Minimum $500 balance to earn APY. Must enroll in Estatements (paper $3 fee). Not a CD.
Effective Oct 17, 2025
Rate checked
More details - North Penn FCUMoney Market SharesMoney Market Shares · $1,000 min · 2.32%–2.52% by balance
Credit union · 1 branch
2.32%APY$232 a year on $10,000Requirements
Product: Minimum balance requirement of $1,000.00. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Dividends compounded and paid quarterly on average daily balance.
2.30% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $1,000 – $9,999 2.32% $10,000 – $24,999Your amount 2.32% $25,000 – $49,999 2.42% $50,000 and up 2.52% Rate checked
More details - WSFS BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.05%–4.00% by balance
Bank · 74 branches
2.25%APY$225 a year on $10,000Requirements
Product: Personal accounts only. Restricted to Private Banking clients and individuals residing in Pennsylvania, Delaware, or New Jersey. Limit of six preauthorized withdrawals or transfers per month or statement cycle.
Offer: Personal accounts only. Restricted to Private Banking clients residing in PA, DE, or NJ.
0.05% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.25% $100,000 – $500,000 3.75% $500,000 and up 4.00% Rate checked
More details - Meridian BankYour Hometown Money MarketYour Hometown Money Market · $0 min · 2.25%–2.75% by balance
Bank · 6 branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Must have an open and active Meridian Bank checking account that meets minimum balance requirements. Promotional APY requires minimum deposit of $25,000 in new money (deposit funds new to Meridian Bank). $1,000 minimum daily balance to waive $10 monthly charge. If checking account is closed/inactive/below minimum balance, subject to conversion to Personal Money Market. If balance drops below $25,000, receives 2.25% APY on balances between $0.01 and $24,999.99 (cannot open account at this rate).
Offer: Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account.
Qualified rate · $10 monthly fee
Rate by balance
Rate by balance for Your Hometown Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 and upRequires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. 2.75% Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Unlimited monthly withdraws, transfers, or deposits. No self-service transfers permitted.
Offer: No self-service transfers permitted. Unlimited monthly withdraws, transfers, or deposits.
2.25% interest rate · Balance cap $15,000
Rate checked
More details - American Heritage Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.21%–2.45% by balance
Credit union · 33 branches
2.21%APY$221 a year on $10,000Requirements
Product: Requires a balance of $2,000 or more to earn dividends. Minimum withdrawal amount of $500 per withdrawal to earn dividends. Write up to a combination of six checks and/or money transfers per month. $10 fee each time balance falls below $2,000. $5 fee for each share draft less than $500. First 6 checks/transfers/withdrawals free, subsequent $20 each.
Offer: Earns dividends on daily balance posted monthly; closed before month end forfeits dividend. Minimum withdrawal of $500 to earn dividends.
2.19% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 2.21% $25,000 and up 2.45% Rate checked
More details - 2.20%APY$220 a year on $10,000with conditions
Qualified rate · 2.18% interest rate · Effective Sep 1, 2026
Rate checked
More details - Quaint Oak BankMilitary Advantage Money Market AccountMilitary Advantage Money Market Account · $25 min · 2.00%–2.05% by balance
Bank · 2 branches
2.05%APY$205 a year on $10,000Requirements
Product: Exclusively for Service Members and Veterans; surviving spouses qualify with marriage license. Military ID or Form DD214 required. Not to be combined with any other package or programs.
Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change. Not to be combined with any other package or programs. Surviving spouses qualify with marriage license. Military ID or Form DD214 required.
1.95% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Military Advantage Money Market Account Balance APY Up to $999 2.00% $1,000 – $2,499 2.00% $2,500 and upYour amount 2.05% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 1 branch
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: No minimum balance to open. One High Yield Savings per member. Base rate applies up to $50,000; to earn 3.50% APY, must pair with an active FreePlus Checking account meeting monthly requirements (direct deposit of $500+, 10 posted debit transactions, estatements, and log into online banking at least once per month).
Offer: Base rate on balances up to $50,000 if monthly FreePlus Checking requirements are not met.
Qualified rate · Balance cap $50,000 · Effective Jun 10, 2026
Rate checked
More details - Dover Federal Credit UnionHigh-Yield SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: No balance requirements. No monthly maintenance fees. No monthly withdrawal limits. Limit 1 High Yield Savings account per social security number. Balances greater than $49,999.99 are subject to a blended rate.
1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.25% $250,000 and up 0.50% Rate checked
More details - Quaint Oak BankPersonal Money Market AccountPersonal Money Market Account · $25 min
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change.
1.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - Tri County Area Federal Credit UnionHigh Rate SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must link to High Rate Checking or Cash Back Checking. Qualifications per Monthly Qualification Cycle to earn higher rate: at least 1 direct deposit, ACH payment or ACH credit transaction; at least 12 debit card purchases; and enrolled in and agree to receive eStatements.
Offer: Applies to average daily balances up to and including $100,000 when qualifications are met in linked High Rate or Cash Back Checking during the Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Nov 4, 2025
Rate by balance
Rate by balance for High Rate Savings Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches