Credit union · NCUA insured
Dover Federal Credit Union Savings Rates
Dover Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Dover Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Dover, DE, where Dover Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dover Federal Credit Union
2.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $200
High-Yield Savings
Top rate
Artisans' Bank
2.50%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $250
2nd-highest rate
WSFS Bank
2.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $225
Dover Federal Credit Union savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0001.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dover Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 1.00% | — |
| $10,000 – $50,000 | 1.00% | $100 |
| $50,000 – $100,000 | 1.00% | — |
| $100,000 – $250,000 | 1.50% | — |
| $250,000 and up | 2.00% | — |
Sources (1)
- doverfcu.com/rates · captured Oct 3, 2026
High-Yield Savings
2.00%APY
No balance requirements. No monthly maintenance fees. No monthly withdrawal limits. Limit 1 High Yield Savings account per social security number. Balances greater than $49,999.99 are subject to a blended rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 2.00% | $200 |
| $50,000 – $100,000 | 1.50% | — |
| $100,000 – $250,000 | 1.25% | — |
| $250,000 and up | 0.50% | — |
Share Savings
0.10%APY
No balance requirements. No monthly maintenance fees. No monthly withdrawal limits. $5 minimum deposit required to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special-purpose accounts
Christmas Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- doverfcu.com/rates · captured Oct 15, 2026
IRA Savings
0.10%APY
Available as Traditional IRA or Roth IRA wrappers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Kids Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- doverfcu.com/rates · captured Oct 15, 2026
Super Saver
0.10%APY
Enrolled via Youth Savings or Teen Checking. For youth membership age 17 or under with a relative who is a member of Dover Federal; adult joint owner over 18 required. No minimum balance requirement; no monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Teen Share
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- doverfcu.com/rates · captured Oct 15, 2026
Who can join Dover Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retired pensioners of eligible employer groups.
- Membership is open to members or volunteers of specified partner community organizations and associations.
Military, government and schools
- Membership is available to teachers, staff members, or students of specified affiliated educational institutions and districts in Delaware.
- Membership is available to military personnel, civilian employees, contractors, and retirees of the U.S. Government who work at or are assigned to the U.S. Air Force Dover Air Force Base and the Delaware National Guard.
Family and household
- Membership is available to immediate family members of individuals eligible through listed partner employers and organizations.
Other ways
- Applicants who do not meet other eligibility criteria can qualify for membership by joining Friends of Bombay Hook.
Cost to join
- An initial deposit of $5 is required to complete the membership application.
Membership information collected October 4, 2026.