Credit union · NCUA insured
Dover Federal Credit Union
A $734.9M credit union headquartered in Dover, DE, with 42,909 members and 8 branches in Delaware. Best rates: savings 1.00% APY.
Dover Federal Credit Union Carrot Score
83
Carrot Score
Higher than 62% of U.S. banks and credit unions
#4 of 12 in Dover, DE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Dover Federal Credit Union
First chartered in 1958 by Air Force and civilian workers at Dover Air Force Base, Dover Federal Credit Union was created as a member-owned financial cooperative to promote thrift and provide competitive credit.
Dover Federal Credit Union operates as a not-for-profit financial cooperative providing financial services for Delaware residents and businesses.
- Headquarters
- 1075 Silver Lake Blvd, Dover, DE 19904-2411
- NCUA charter
- 12443
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retired pensioners of eligible employer groups.
- Membership is open to members or volunteers of specified partner community organizations and associations.
Military, government and schools
- Membership is available to teachers, staff members, or students of specified affiliated educational institutions and districts in Delaware.
- Membership is available to military personnel, civilian employees, contractors, and retirees of the U.S. Government who work at or are assigned to the U.S. Air Force Dover Air Force Base and the Delaware National Guard.
Family and household
- Membership is available to immediate family members of individuals eligible through listed partner employers and organizations.
Other ways
- Applicants who do not meet other eligibility criteria can qualify for membership by joining Friends of Bombay Hook.
Cost to join
- An initial deposit of $5 is required to complete the membership application.
Branches
8 branches in Delaware
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Delaware
8 branches
Dover area · 6
- Camden499 Walmart Drive, Camden, DE 19934Directions
- N. DuPont Hwy.255 N DuPont Hwy, Dover, DE 19901Directions
- Saulsbury Rd.225 Saulsbury Rd, Dover, DE 19904Directions
- Dover Air Force Base418 Atlantic Street, Dover Air Force Base, DE 19902Directions
- Milford643 N DuPont Blvd, Milford, DE 19963Directions
- Smyrna436 W Glenwood Ave, Smyrna, DE 19977Directions
Philadelphia area · 2
- Middletown330 Dove Run Centre Dr, Middletown, DE 19709Directions
- New Castle499 Pulaski Hwy, New Castle, DE 19720Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.73% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.91% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.34% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio7.73%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.91%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.34%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Dover Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.