Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Philadelphia, PA-NJ-DE-MD metro
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires maintaining a checking account with First Commerce Bank. A $15.00 monthly maintenance fee is imposed if unable to maintain a daily balance of $25,000.00.
Offer: Requires maintaining a checking account. A $15.00 monthly maintenance fee applies if a daily balance of $25,000.00 is not maintained.
Qualified rate · 2.96% interest rate · $15 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days (transfers from existing accounts alone do not qualify). Includes 2 free withdrawals monthly, with additional withdrawals incurring a $25 charge per occurrence. No monthly maintenance fees.
Offer: Minimum deposit of $2,500 to earn APY. Available only for new money not on deposit with 1166 FCU in the last 30 days.
No monthly fee · Effective Jul 2, 2025
Rate checked
More details - Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.00%–3.15% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
Offer: Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle.
Compounded monthly · $10 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Money Market Balance APY Up to $100,000Your amount 3.00% $100,000 and up 3.15% Rate checked
More details - 2.95%APY$295 a year on $10,000
Requirements
Product: Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
Offer: Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle.
Compounded monthly · $5 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for WooriWON Savings Balance APY Up to $100,000Your amount 2.95% $100,000 and up 3.25% Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 2.80%APY$280 a year on $10,000
Requirements
Product: Limited Availability.
Offer: Tier for daily balance of $100,000 or less.
2.77% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for High-Yield Digital Savings Balance APY Up to $100,000Your amount 2.80% $100,001 and up 3.50% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield Account (S25)Premium Yield Account (S25) · $2,500 min · 2.75%–3.00% by balance
Credit union · 17 branches
2.75%APY$275 a year on $10,000Requirements
Product: Requires a $2,500 minimum balance to earn dividends. Dividends do not accrue on days when the ending balance is below $2,500. Two free withdrawals/transfers per month; $10 fee per each additional withdrawal/transfer out. Membership in PFFCU required.
Offer: Tier applies to balances of $2,500 to $49,999.99 (or $2,500 - $49,999). Requires a $2,500 balance to earn dividends.
2.72% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Yield Account (S25) Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and up 3.00% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield Account (S25)Savings · $2,500 min · 2.75%–3.00% by balance
Credit union · 17 branches
2.75%APY$275 a year on $10,000Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when ending balance is below $2,500. Entitled to two free withdrawals/transfers out per month; $10 fee per each additional withdrawal/transfer out.
Offer: Requires a $2,500 balance to earn dividends. Deposits of $2,500 to $49,999.99 earn 2.75% APY.
2.72% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Yield Account (S25) Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and up 3.00% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Offer: Earn 2.75% APY on balances $1,000 or more. Minimum to open and earn interest is $1,000.
Rate checked
More details - Penn Community BankPremium Money MarketPremium Money Market · $2,500 min · 2.75%–3.25% by balance
Bank · 20 branches
2.75%APY$275 a year on $10,000Requirements
Product: Rates are variable and may change at any time without prior notice. APY assumes minimum reinvestment at the same rate for an annual period. Fees may reduce earnings.
Offer: Credited end of month.
2.72% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY $2,500 and upYour amount 2.75% $50,000 and up 3.00% $250,000 and up 3.25% Rate checked
More details - 2.60%APY$260 a year on $10,000
2.57% interest rate · Effective Apr 11, 2026
Rate checked
More details - Cross RiverI Connect/E Connect Tiered SavingsSavings · $0 min · 1.75%–3.40% by balance
Bank · 1 branch
2.55%APY$255 a year on $10,0001.74% interest rate · No monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for I Connect/E Connect Tiered Savings Balance APY Up to $10,000 1.75% $10,000 – $50,000Your amount 2.55% $50,000 – $250,000 3.10% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.40% Rate checked
More details - United Savings BankPersonal Money MarketPersonal Money Market · $100 min · 0.00%–2.50% by balance
Bank · 6 branches
2.50%APY$250 a year on $10,000Requirements
Product: Variable rate determined by daily balance. $3.00 monthly service fee imposed every month if daily balance falls below $100 any day of the month.
Offer: Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY.
0.00% interest rate · $3 monthly fee · Effective Feb 18, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $99 0.00% $100 – $2,499 0.05% $2,500 and upYour amountDaily minimum balance of $100 must be obtained to earn disclosed APY. 2.50% Rate checked
More details - Hatboro Federal SavingsTiered Money Market AccountTiered Money Market Account · $1,000 min
Bank · 4 branches
2.50%APY$250 a year on $10,000Requirements
Product: Balances below $1,000 do not earn interest. $1,000 daily minimum balance required to earn interest.
Offer: Interest compounded monthly.
2.47% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - Artisans' BankPremier Money Market AccountPremier Money Market Account · $5,000 min · 0.00%–2.50% by balance
Bank · 8 branches
2.50%APY$250 a year on $10,000Requirements
Product: Account requires an opening deposit of $5,000.00 and a minimum balance of $5,000.00 to earn interest. Avoid $15 monthly service charge with minimum daily balance of $5,000.00.
Offer: Tier applies for balances under $5,000.
0.00% interest rate · $15 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $10,000 2.50% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.50% $50,000 – $75,000 2.50% $75,000 – $100,000 2.50% $100,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches