Bank · FDIC insured
United Savings Bank Savings Rates
United Savings Bank’s best savings rate is 2.50% APY on $10,000, with its Personal Money Market. Rates checked October 16, 2026.
How United Savings Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where United Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
United Savings Bank
2.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $250
Personal Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
United Savings Bank savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
2.50%APY
Variable rate determined by daily balance. $3.00 monthly service fee imposed every month if daily balance falls below $100 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. | 0.00% | — | Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. |
| $100 – $2,499Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. | 0.05% | — | Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. |
| $2,500 and upMonthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. Daily minimum balance of $100 must be obtained to earn disclosed APY. | 2.50% | $250 | Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. Daily minimum balance of $100 must be obtained to earn disclosed APY. |
Sources (1)
- unitedsavingsbank.com/savings-rates · captured Oct 6, 2026
UniSavings Money Market
0.05%APY
May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.50 monthly service charge waived if daily balance does not fall below $5,000 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. | 0.05% | $5 | Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. |
| $25,000 – $49,999Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. | 1.05% | — | Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. |
| $50,000 – $99,999Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. | 1.05% | — | Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. |
| $100,000 – $249,999Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. | 1.25% | — | Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. |
| $250,000 and upMonthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. Daily minimum balance of $250,000 must be obtained to earn the highest disclosed APY. | 1.25% | — | Monthly service fee of $8.50 imposed if daily balance falls below $5,000 any day of the month. Variable APY. Daily minimum balance of $250,000 must be obtained to earn the highest disclosed APY. |
Sources (2)
All captured Oct 6, 2026
Premium Money Market
0.05%APY
May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $3.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. | 0.00% | — | Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. |
| $100 – $24,999Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. | 0.05% | $5 | Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. |
| $25,000 and upMonthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. Minimum balance of $25,000 must be obtained to earn the highest disclosed APY. | 1.15% | — | Monthly service fee of $3.00 imposed if daily balance falls below $100 any day of the month. Variable APY. Minimum balance of $25,000 must be obtained to earn the highest disclosed APY. |
Sources (2)
All captured Oct 6, 2026
Money Market Plus
0.05%APY
May be linked to a Personal Checking account and offers Visa Debit Card access. Variable rate determined by daily balance. $8.00 monthly service charge waived if daily balance does not fall below $100 any day of the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $24,999Monthly service fee of $8.00 imposed if daily balance falls below $100 any day of the month. Variable APY. | 0.05% | $5 | Monthly service fee of $8.00 imposed if daily balance falls below $100 any day of the month. Variable APY. |
| $25,000 and upMonthly service fee of $8.00 imposed if daily balance falls below $100 any day of the month. Variable APY. Minimum balance of $25,000 to obtain the highest disclosed APY. | 1.00% | — | Monthly service fee of $8.00 imposed if daily balance falls below $100 any day of the month. Variable APY. Minimum balance of $25,000 to obtain the highest disclosed APY. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Health Savings Account
0.05%APY
Tiered interest account. APYs are variable and subject to change. Balances carry over year to year and are portable.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Tier 1 rate for balances $0 to $999. | 0.00% | — | Tier 1 rate for balances $0 to $999. |
| $1,000 – $4,999Tier 2 rate for balances $1,000 to $4,999. | 0.05% | — | Tier 2 rate for balances $1,000 to $4,999. |
| $5,000 – $14,999Tier 3 rate for balances $5,000 to $14,999. | 0.05% | $5 | Tier 3 rate for balances $5,000 to $14,999. |
| $15,000 – $24,999Tier 4 rate for balances $15,000 to $24,999. | 0.05% | — | Tier 4 rate for balances $15,000 to $24,999. |
| $25,000 and upTier 5 rate for balances $25,000 and over. | 0.05% | — | Tier 5 rate for balances $25,000 and over. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.