Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Minneapolis, MN-WI metro
- 0.40%APY$40 a year on $10,000
Requirements
Product: To qualify for Premium accounts, you must have two other existing bank relationships.
Offer: Tier for average daily balance of $0.00-$2,499.99. Statement Savings rate paid if below minimum balance. Requires two other existing bank relationships.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $2,500 0.30% $2,500 and upYour amount 0.40% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Minimum opening deposit of $5 required to establish credit union membership.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: No minimum balance to open or earn dividends.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - Falcon National BankConsumer Premier MMAConsumer Premier MMA · $10,000 min · 0.38%–3.21% by balance
Bank · 3 branches
0.38%APY$38 a year on $10,000Requirements
Product: $10,000 daily balance requirement to avoid $25 monthly service fee. Variable interest rate compounded monthly. No fees on the first 6 debit/withdrawal transactions, $2.50 per transaction after 6.
Offer: $10,000 daily balance requirement to avoid $25 monthly service fee.
0.38% interest rate · Compounded monthly · $25 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Consumer Premier MMA Balance APY Up to $100,000Your amount 0.38% $100,000 – $500,000 1.38% $500,000 – $1,000,000 1.89% $1,000,000 – $2,500,000 2.21% $2,500,000 – $5,000,000 2.71% $5,000,000 and up 3.21% Rate checked
More details - 0.36%APY$36 a year on $10,000
0.35% interest rate
Rate checked
More details - Gate City BankMoney Market SavingsMoney Market Savings · $500 min · 0.35%–2.50% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Monthly service charge of $10 if minimum balance falls below $500.
Offer: $10 monthly fee if balance falls below $500.
0.35% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $25,000Your amount 0.35% $25,000 – $100,000 0.35% $100,000 – $250,000 0.50% $250,000 – $500,000 1.00% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 20 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market4Me Balance APY Up to $25,000Your amount 0.30% $25,000 – $100,000 1.00% $100,000 – $250,000 1.92% $250,000 and up 2.27% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: No minimum balance for customers under age 19. $0.50 monthly maintenance charge if balance falls below minimum.
Offer: Interest credited quarterly. Monthly fee of $0.50 applies if balance falls below $50 minimum; waived if minimum balance is maintained or for customers under age 19.
0.30% interest rate · $0.50 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $4 monthly service charge avoided by maintaining a minimum balance of $100. Tiered interest earned each day balance is above $100.
Offer: $4 monthly service charge waived with $100 minimum balance.
0.10% interest rate · $4 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $100 and up 0.10% $1,000 and up 0.20% $10,000 and upYour amount 0.30% $25,000 and up 0.40% Rate checked
More details - First Bank Elk RiverPremium Money Market SavingsPremium Money Market Savings · $100 min · 0.30%–0.70% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate account subject to change after account is opened. Service fees could reduce earnings.
0.30% interest rate
Rate by balance
Rate by balance for Premium Money Market Savings Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.70% Rate checked
More details - First Bank Elk RiverMoney Market SavingsMoney Market Savings · $100 min · 0.10%–0.40% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000intro rateRequirements
Product: Variable rate account subject to change after account is opened. Service fees could reduce earnings.
Promotional rate · 0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.10% $1,000 – $5,000 0.20% $5,000 – $25,000Your amount 0.30% $25,000 and up 0.40% Rate checked
More details - West Metro Schools Credit UnionMoney MarketMoney Market · $2,500 min · 0.30%–0.40% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Members should call the credit union to verify rates and to find out if there are any fees on these accounts that could reduce earnings.
0.30% interest rate · Effective Mar 11, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.30% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.35% $50,000 – $99,999 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded monthly based on daily balance. $4 monthly service charge waived with a $20,000 minimum balance.
Offer: $20,000 minimum balance to avoid $4 per month service charge.
0.25% interest rate · Compounded monthly · $4 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for MySavings + Balance APY Up to $20,000Your amount 0.25% $20,000 – $200,000 0.40% $200,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service charge with daily balance of $100; otherwise $5.
Offer: No monthly service charge with daily balance of $100; otherwise $5.
0.15% interest rate · $5 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Classic Save Balance APY Up to $10,000 0.15% $10,000 and upYour amount 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minneapolis, MN-WI metro
307 accounts at 107 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches