Bank · FDIC insured
VisionBank
Top CarrotA $253.9M bank headquartered in St. Louis Park, MN, with 1 branch in Minnesota. Best rates: CDs 4.25% and savings 0.10% APY.
VisionBank Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#1 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About VisionBank
VisionBank is located in St. Louis Park, Minnesota.
- Headquarters
- 3059 Joppa Ave S, St. Louis Park, MN 55416
- FDIC certificate
- 58063 ↗
Branches
1 branch in Minnesota
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Minnesota
1 branch
- VisionBankMain office3059 Joppa Ave S, St. Louis Park, MN 55416Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.99% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.81% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.13% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $122 | $81 | — |
- CapitalLeverage ratio9.99%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.81%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.13%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$122Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of VisionBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.