Bank · FDIC insured
CCFBank Savings Rates
CCFBank’s best savings rate is 1.26% APY on $10,000, with its MORE Money Market. Rates checked October 16, 2026.
How CCFBank’s savings rates compare
Compared with banks and credit unions near Eau Claire, WI, where CCFBank has the most branches. $10,000, best rate first.
This bank’s best
CCFBank
1.26%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $126
MORE Money Market
Top rate
Royal Credit Union
3.40%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $340
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
CCFBank savings score
88
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0001.26%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0002.03%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CCFBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MORE Money Market
1.26%APY
No monthly service charge with average daily balance of $500, otherwise $25. Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Monthly fee waived with an average daily balance of $500. | 1.26% | $126 | Monthly fee waived with an average daily balance of $500. |
| $25,000 – $100,000Monthly fee waived with an average daily balance of $500. | 1.76% | — | Monthly fee waived with an average daily balance of $500. |
| $100,000 – $249,999Monthly fee waived with an average daily balance of $500. | 2.03% | — | Monthly fee waived with an average daily balance of $500. |
| $250,000 – $500,000Monthly fee waived with an average daily balance of $500. | 2.54% | — | Monthly fee waived with an average daily balance of $500. |
| $500,000 and upMonthly fee waived with an average daily balance of $500. | 3.05% | — | Monthly fee waived with an average daily balance of $500. |
Beyond Save
0.50%APY
Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Up to $4,999.99; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID. | 1.50% | — | Up to $4,999.99; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID. |
| $5,000 – $25,000Between $5,000.00-$24,999.99; APY ranges from 0.70% to 1.50%; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID. | 0.50% | $50 | Between $5,000.00-$24,999.99; APY ranges from 0.70% to 1.50%; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID. |
| $25,000 and upOver $25,000.00; APY ranges from 0.25% to 0.70%; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID. | 0.10% | — | Over $25,000.00; APY ranges from 0.25% to 0.70%; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID. |
Freedom Advantage Money Market
0.25%APY
Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.25% | $25 |
| $25,000 – $100,000 | 0.35% | — |
| $100,000 – $250,000 | 0.40% | — |
| $250,000 – $500,000 | 0.50% | — |
| $500,000 and up | 0.60% | — |
Beyond Save Extra
0.25%APY
Must have a BEYOND SPEND & BEYOND SAVE Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust have a BEYOND SPEND & BEYOND SAVE Account.Any balance | 0.25% | $25 | Must have a BEYOND SPEND & BEYOND SAVE Account. |
Classic Save
0.25%APY
No monthly service charge with daily balance of $100; otherwise $5.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000No monthly service charge with daily balance of $100; otherwise $5. | 0.15% | — | No monthly service charge with daily balance of $100; otherwise $5. |
| $10,000 and upNo monthly service charge with daily balance of $100; otherwise $5. | 0.25% | $25 | No monthly service charge with daily balance of $100; otherwise $5. |
Special-purpose accounts
Senior Money Market Savings
0.35%APY
Age requirement of 55. No monthly service charge with average daily balance of $2,500, otherwise $25. Must enroll in e-Statements or pay a $2 monthly paper statement fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Monthly fee waived with an average daily balance of $2,500. Primary accountholder must be age 55 or older. | 0.35% | $35 | Monthly fee waived with an average daily balance of $2,500. Primary accountholder must be age 55 or older. |
| $25,000 – $100,000Monthly fee waived with an average daily balance of $2,500. Primary accountholder must be age 55 or older. | 0.55% | — | Monthly fee waived with an average daily balance of $2,500. Primary accountholder must be age 55 or older. |
| $100,000 and upMonthly fee waived with an average daily balance of $2,500. Primary accountholder must be age 55 or older. | 2.52% | — | Monthly fee waived with an average daily balance of $2,500. Primary accountholder must be age 55 or older. |
IRA Save
0.25%APY
Traditional and Roth IRA options available. No setup, monthly, or annual maintenance fees. Early withdrawal penalties may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upEarly withdrawal penalties may apply. Annual contribution limits apply.$200 and up | 0.25% | $25 | Early withdrawal penalties may apply. Annual contribution limits apply. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.