Bank · FDIC insured
Dacotah Bank
A $4.9B bank, the 287th largest of 4,207, headquartered in Aberdeen, SD, with 32 branches in 3 states. Best rates: CDs 3.90% and savings 1.50% APY.
Dacotah Bank Carrot Score
81
Carrot Score
Higher than 55% of U.S. banks and credit unions
#8 of 18 in Sioux Falls, SD-MN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Dacotah Bank
- Headquarters
- 308 S Main St, Aberdeen, SD 57401
- FDIC certificate
- 17437 ↗
Branches
32 branches in 3 states
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South Dakota
21 branches
Sioux Falls area · 4
- Dacotah Bank Sioux Falls East Branch3302 E 10th St, Sioux Falls, SD 57103Directions
- Dacotah Bank Sioux Falls South Branch1209 E 57th St, Sioux Falls, SD 57108Directions
- Sioux Falls Branch1707 S Marion Rd, Sioux Falls, SD 57106Directions
- Sioux Falls Phillips Centre Branch300 S Phillips Ave, Sioux Falls, SD 57104Directions
Aberdeen area · 3
- Dacotah BankMain office308 S Main St, Aberdeen, SD 57401Directions
- Dacotah Bank3312 6th Ave Se, Aberdeen, SD 57401Directions
- Groton Branch7 E Us Highway 12, Groton, SD 57445Directions
Rapid City area · 2
- Dacotah Bank Custer Branch35 S 6th St, Custer, SD 57730Directions
- Dacotah Bank Rapid City Downtown Branch125 Main St, Rapid City, SD 57701Directions
Bison area · 1
- Bison Branch101 E Main St, Bison, SD 57620Directions
Brookings area · 1
- Brookings Branch1441 6th St, Brookings, SD 57006Directions
Clark area · 1
- 113 North Commercial Branch113 N Commercial St, Clark, SD 57225Directions
Faulkton area · 1
- Faulkton Branch105 8th Ave S, Faulkton, SD 57438Directions
Langford area · 1
- Langford Office402 Main Street, Langford, SD 57454Directions
Lemmon area · 1
- 321 Main Street Branch321 Main Ave, Lemmon, SD 57638Directions
Mobridge area · 1
- 320 Main Street Branch320 N Main St, Mobridge, SD 57601Directions
Roslyn area · 1
- Roslyn Branch506 Main St, Roslyn, SD 57261Directions
Sisseton area · 1
- Sisseton Branch321 Veterans Ave, Sisseton, SD 57262Directions
Watertown area · 1
- Watertown Branch1310 9th Ave Se, Watertown, SD 57201Directions
Webster area · 1
- 600 Main Branch600 Main St, Webster, SD 57274Directions
Willow Lake area · 1
- Willow Lake Branch111 Garfield St, Willow Lake, SD 57278Directions
North Dakota
9 branches
Bismarck area · 1
- Bismarck Office Branch2112 N 12th St, Bismarck, ND 58501Directions
Bowbells area · 1
- Bowbells Branch15 Main St Se, Bowbells, ND 58721Directions
Dickinson area · 1
- Dacotah Bank Dickinson Branch410 W Villard St, Dickinson, ND 58601Directions
Fargo area · 1
- Fargo Branch4302 13th Ave S, Fargo, ND 58103Directions
Hettinger area · 1
- First National Bank Branch121 N Main St, Hettinger, ND 58639Directions
Jamestown area · 1
- Dacotah Bank Jamestown Branch2510 8th Ave Sw, Jamestown, ND 58401Directions
Minot area · 1
- Dacotah Bank Minot Downtown Branch1121 S Broadway, Minot, ND 58701Directions
Rolla area · 1
- Dacotah Bank Rolla Branch15 Main Avenue East, Rolla, ND 58367Directions
Valley City area · 1
- Valley City Branch240 3rd St Nw, Valley City, ND 58072Directions
Minnesota
2 branches
Minneapolis area · 1
- Minneapolis Branch60 S. 6th Street, Suite 1275, Minneapolis, MN 55402Directions
Morris area · 1
- Dacotah Bank Morris Branch4 Atlantic Ave, Morris, MN 56267Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.07% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.52% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.09% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio10.07%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.52%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.09%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Dacotah Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.