Bank · FDIC insured
CCFBank
A $1.8B bank headquartered in Altoona, WI, with 21 branches in 2 states. Best rates: savings 1.26% APY.
CCFBank Carrot Score
65
Carrot Score
Higher than 15% of U.S. banks and credit unions
#14 of 19 in Eau Claire, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CCFBank
CCFBank provides personal and business financial services, specializing in agricultural lending and Small Business Administration (SBA) loans.
- Headquarters
- 219 Fairfax St, Altoona, WI 54720
- FDIC certificate
- 57265 ↗
Branches
21 branches in 2 states
Loading map…
Wisconsin
15 branches
Eau Claire area · 3
- CCFBank National AssociationMain office219 Fairfax St, Altoona, WI 54720Directions
- Chippewa Falls Hallie Branch2727 Commercial Blvd, Chippewa Falls, WI 54729Directions
- Eau Claire Gateway Drive Office3625 Gateway Dr, Eau Claire, WI 54701Directions
Rice Lake area · 2
- Barron Branch25 N Mill St, Barron, WI 54812Directions
- Rice Lake Knapp Street Branch1204 W Knapp St, Rice Lake, WI 54868Directions
Sparta area · 2
- 1500 Superior Avenue Branch1500 N Superior Ave, Tomah, WI 54660Directions
- Tomah Branch1002 Mclean Ave, Tomah, WI 54660Directions
Minneapolis area · 1
- Ellsworth Branch218 N Broadway St, Ellsworth, WI 54011Directions
Ettrick area · 1
- Ettrick Branch22818 N Main St, Ettrick, WI 54627Directions
La Crosse area · 1
- La Crosse Branch141 7th St S, La Crosse, WI 54601Directions
Ladysmith area · 1
- Ladysmith Branch810 Miner Ave W, Ladysmith, WI 54848Directions
Mondovi area · 1
- Mondovi Branch203 E Main St, Mondovi, WI 54755Directions
Osseo area · 1
- United Bank Osseo Branch50518 Charles St, Osseo, WI 54758Directions
Spooner area · 1
- Spooner Branch322 N River St, Spooner, WI 54801Directions
Strum area · 1
- Strum Branch131 5th Ave N, Strum, WI 54770Directions
Minnesota
6 branches
Albert Lea area · 1
- Skyline Shopping Center Branch2630 Bridge Ave, Albert Lea, MN 56007Directions
Blue Earth area · 1
- Blue Earth Branch303 S Main St, Blue Earth, MN 56013Directions
Fairmont area · 1
- Fair Mall Shopping Center Branch1015 Highway 15 S, Fairmont, MN 56031Directions
Mankato area · 1
- Mankato180 Saint Andrews Dr, Mankato, MN 56001Directions
Minneapolis area · 1
- Oakdale Branch7035 10th St N, Oakdale, MN 55128Directions
Wells area · 1
- Wells Branch53 First Streeet, S.W., Wells, MN 56097Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.21% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.28% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.74% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalLeverage ratio11.21%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.28%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.74%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CCFBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.