Credit union · NCUA insured
WESTconsin Credit Union Savings Rates
Top CarrotWESTconsin Credit Union’s best savings rate is 1.26% APY on $10,000, with its Achieve Money Market Account. Rates checked October 16, 2026.
How WESTconsin Credit Union’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where WESTconsin Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WESTconsin Credit Union
1.26%APY
- Minimum
- $0
- Earns on $10,000 a year
- $126
Money Market Account
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
WESTconsin Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0001.92%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WESTconsin Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Achieve Money Market Account
1.26%APY
$15 monthly fee waived if balance is $25,000 or more. Unlimited deposits of at least $1,000. Up to 3 withdrawals per month of at least $1,000; excess withdrawal fee applies for more than 3 per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000$15 fee assessed if balance drops below $25,000. $1,000 minimum deposit and withdrawal. Up to 3 withdrawals per month. | 1.26% | $126 | $15 fee assessed if balance drops below $25,000. $1,000 minimum deposit and withdrawal. Up to 3 withdrawals per month. |
| $25,000 and upMonthly fee waived when balance is $25,000 or more. $1,000 minimum deposit and withdrawal. Up to 3 withdrawals per month. | 1.92% | — | Monthly fee waived when balance is $25,000 or more. $1,000 minimum deposit and withdrawal. Up to 3 withdrawals per month. |
Sources (2)
All captured Sep 18, 2026
Money Market Account
1.26%APY
Dividends compounded monthly. No minimum deposit or withdrawal amount; unlimited in-person withdrawals and deposits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.40% | — |
| $10,000 – $25,000 | 1.26% | $126 |
| $25,000 – $50,000 | 1.51% | — |
| $50,000 – $100,000 | 1.76% | — |
| $100,000 and up | 1.92% | — |
Sources (2)
All captured Sep 18, 2026
Funeral Trust
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to open or earn dividends.Any balance | 0.40% | $40 | No minimum balance to open or earn dividends. |
Sources (1)
- westconsincu.org/rates/savings-rates · captured Oct 5, 2026
Membership Savings
0.40%APY
Minimum opening deposit of $5 required to establish credit union membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
Sources (3)
- westconsincu.org/personal/save/savings-accounts
- westconsincu.org/personal/save…mbership-savings-account
- westconsincu.org/rates/savings-rates
All captured Oct 5, 2026
Savings
0.40%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to open or earn dividends.Any balance | 0.40% | $40 | No minimum balance to open or earn dividends. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Youth Savings
0.40%APY
Available to members under age 18. Youth member must be primary account holder. One Youth Savings Account allowed per youth member. No withdrawal penalties.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Applies to balances up to $2,500. | 2.27% | — | Applies to balances up to $2,500. |
| $2,500 and upApplies to portion of balance more than $2,500 (paid at membership savings rate). | 0.40% | $40 | Applies to portion of balance more than $2,500 (paid at membership savings rate). |
Christmas Club
0.40%APY
Savings transfer automatically to Membership Savings Account on October 31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to open or earn dividends; no monthly service fees.Any balance | 0.40% | $40 | No minimum balance to open or earn dividends; no monthly service fees. |
Who can join WESTconsin Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.